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Roberts v. American Southern Insurance Company

Court of Appeals of Georgia
May 6, 1977
235 S.E.2d 660 (Ga. Ct. App. 1977)

Opinion

53659.

ARGUED APRIL 11, 1977.

DECIDED MAY 6, 1977.

Action on contract. Fulton State Court. Before Judge Camp.

John G. Shumaker, Larry Marshall Paul, for appellant.

Lawrence J. Lehman, for appellee.


The plaintiff sought recovery against the defendant insurance company for the failure to defend him under the terms of an automobile liability policy, or to pay off a judgment recovered against the plaintiff. The insurance company defended on the ground that the policy had expired prior to the time the collision between the plaintiff and a third party occurred. Summary judgment was granted in favor of the insurance company and plaintiff appeals. Held:

This case is controlled by Garner v. Government Employees Ins. Co., 129 Ga. App. 235 ( 199 S.E.2d 350). There it was held that if an insurance company relies on its compliance with Code Ann. § 56-2430.1 (c) (2) (c) (Ga. L. 1960, pp. 289, 671; 1967, p. 653; 1968, pp. 1126, 1127; 1971, pp. 658-661; 1975, pp. 1242, 1244), there must be proof that the offer to renew be communicated to the insured. In the absence of such proof, the policy is automatically renewed.

Here the defendant stipulated that notice of defendant's intention to renew the insurance was not received by the plaintiff. Without communication of the notice the instant policy did not expire. Language to the contrary in Robertson v. Southland Life Ins. Co., 130 Ga. App. 807, 808 ( 204 S.E.2d 505), is not applicable since that case dealt with life insurance and not with automobile liability policies and Code Ann. § 56-2430.1.

Judgment reversed. Shulman and Banke, JJ., concur.

ARGUED APRIL 11, 1977 — DECIDED MAY 6, 1977.


Summaries of

Roberts v. American Southern Insurance Company

Court of Appeals of Georgia
May 6, 1977
235 S.E.2d 660 (Ga. Ct. App. 1977)
Case details for

Roberts v. American Southern Insurance Company

Case Details

Full title:ROBERTS v. AMERICAN SOUTHERN INSURANCE COMPANY

Court:Court of Appeals of Georgia

Date published: May 6, 1977

Citations

235 S.E.2d 660 (Ga. Ct. App. 1977)
235 S.E.2d 660

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