Summary
denying mandamus relief and permitting deposition of insurer's corporate representative due to insurer's failure to show that the insured could obtain the discovery sought from other more convenient, less burdensome, and less expensive sources and its failure to stipulate that the other driver's hit-and-run negligence caused the insured's damages
Summary of this case from In re State Farm Mut. Auto. Ins. Co.Opinion
NO. 14-19-00932-CV
07-07-2020
On November 20, 2019, relator Liberty County Mutual Insurance Company filed a petition for writ of mandamus in this court. See Tex. Gov't Code Ann. § 22.221 ; see also Tex. R. App. P. 52. In the petition, relator asks this court to compel the Honorable Tanya Garrison, presiding judge of the 157th District Court of Harris County, to set aside her October 7, 2019 order directing Liberty to produce its corporate representative for deposition. We deny the petition.
BACKGROUND
Marcia Forrest was involved a motor vehicle accident with an unidentified driver who fled the scene. Prior to the accident, Liberty issued a policy to Forrest providing uninsured/underinsured motorist coverage ("UIM"). Forrest submitted a claim to Liberty for payment of UIM benefits. After Liberty failed to pay Forrest UIM benefits, Forrest sued Liberty for breach of contract and breach of the duty of good faith and fair dealing. Forrest also sued for a declaratory judgment that her claims for UIM benefits are covered under the policy and the negligence of the other driver caused her damages and the amount of UIM benefits she is entitled to recover from Liberty.
Liberty filed a motion to (1) sever Forrest's contractual and extra-contractual claims from the underlying car wreck case, arguing that no legally cognizable claim for UIM benefits exists until liability and damages have been judicially determined in a judgment, and (2) abate all discovery related to Forrest's claims for UIM benefits. On November 29, 2018, the trial court granted Liberty's motion, severed all contractual and extra-contractual claims into a separate action, and abated all activity concerning those claims. Only the negligence claim was left in the original suit.
In February 2019, Forrest first requested a date to take the deposition of a corporate representative for Liberty on 29 topics. Liberty did not agree to produce a representative for deposition. In April 2019, Liberty filed a stipulation that (1) it had issued a policy to Forrest and Forrest is covered under the policy; (2) the policy was in full force and effect on the date of the accident; (3) the policy provided $500,000 per person in underinsured motorist coverage to Forrest; and (4) Liberty previously paid $5,000 in PIP benefits to Forrest. On September 16, 2019, Forrest filed a motion to compel the deposition of Liberty's corporate representative. On October 7, 2019, the trial court granted the motion to compel, in part, and ordered the deposition of a corporate representative for Liberty, narrowing the scope of the deposition to the following 13 topics regarding fault for the accident and Forrest's damages:
• Whether Forrest was involved in a motor vehicle collision.
• Who Liberty contends was at fault for the collision and the evidence Liberty has to support its contention.
• Whether Liberty contends that Forrest was not injured in the collision and the evidence Liberty has to support its contention.
• What injuries Liberty contends that Forrest suffered or sustained in the collision and the evidence Liberty has to support its contention.
• Whether Liberty contends that Forrest suffered from one or more pre-existing conditions before the collision and the evidence Liberty has to support its contention.
• Whether Liberty contends that Forrest suffered from one or more pre-existing conditions before the collision that were aggravated by that collision, and the evidence Liberty has to support its contention.
• Whether Liberty contends that Forrest was involved in other collisions or other incidents before the subject collision that caused physical injuries similar to the ones claimed by Forrest in this lawsuit, and the evidence Liberty has to support its contention.
• Whether Liberty contends that Forrest was involved in other collisions or other incidents after the subject collision that caused physical injuries similar to the ones claimed by Forrest in this lawsuit, and the evidence Liberty has to support its contention.
• Whether Liberty contends that the negligence of the other driver involved in the collision proximately caused the collision and the evidence Liberty has to support its contention.
• Whether Liberty contends that Forrest's negligence proximately caused the collision and the evidence Liberty has to support its contention.
• Whether Liberty contends that the collision was not severe enough to cause any physical injuries to Forrest and the evidence Liberty has to support its contention.
• Whether Liberty contends that the collision was not severe enough to cause the physical injuries Forrest complains of in this lawsuit, and the evidence Liberty has to support its contention.
• Whether Liberty contends that Forrest has failed in any way to mitigate her damages sustained in the collision and the evidence Liberty has to support its contention.
In this mandamus proceeding, Liberty contends that the trial court abused its discretion by ordering Liberty to produce its corporate representative for deposition and it does not have an adequate remedy by appeal.
STANDARD OF REVIEW
Ordinarily, to be entitled to a writ of mandamus, relators must show that the trial court clearly abused its discretion, and that they lack an adequate remedy by appeal. In re Dawson , 550 S.W.3d 625, 628 (Tex. 2018) (original proceeding) (per curiam). A trial court clearly abuses its discretion if it reaches a decision so arbitrary and unreasonable as to amount to a clear and prejudicial error of law or if it clearly fails to analyze the law correctly or apply the law correctly to the facts. In re H.E.B. Grocery Co., L.P. , 492 S.W.3d 300, 302–03 (Tex. 2016) (orig. proceeding) (per curiam); In re Cerberus Capital Mgmt., L.P. , 164 S.W.3d 379, 382 (Tex. 2005) (orig. proceeding) (per curiam).
The adequacy of an appellate remedy must be determined by balancing the benefits of mandamus review against the detriments. In re Team Rocket, L.P. , 256 S.W.3d 257, 262 (Tex. 2008) (orig. proceeding). Because this balance depends heavily on circumstances, it must be guided by analysis of principles rather than simple rules that treat cases as categories. In re McAllen Med. Ctr., Inc. , 275 S.W.3d 458, 464 (Tex. 2008) (orig. proceeding). In evaluating benefits and detriments, we consider whether mandamus will preserve important substantive and procedural rights from impairment or loss. In re Prudential Ins. Co. of Am. , 148 S.W.3d 124, 136 (Tex. 2004) (orig. proceeding). We also consider whether mandamus will "allow the appellate courts to give needed and helpful direction to the law that would otherwise prove elusive in appeals from final judgments." Id. Finally, we consider whether mandamus will spare the litigants and the public "the time and money utterly wasted enduring eventual reversal of improperly conducted proceedings." Id. Appeal is not an adequate remedy when the appellate court would not be able to cure the trial court's discovery error on appeal. In re Dana Corp. , 138 S.W.3d 298, 301 (Tex. 2004) (orig. proceeding) (per curiam); In re Ford Motor Co. , 988 S.W.2d 714, 721 (Tex. 1998) (orig. proceeding).
ANALYSIS
Liberty asserts that the trial court abused its discretion because UIM coverage depends on the liability of the alleged at-fault motorist and Forrest needs to first obtain a judicial determination that the other driver caused the accident.
A trial court generally has discretion to determine the scope of discovery. In re Nat'l Lloyds Ins. Co. , 532 S.W.3d 794, 802 (Tex. 2017) (orig. proceeding). "Our procedural rules define the general scope of discovery as any unprivileged information that is relevant to the subject of the action, even if it would be inadmissible at trial, as long as the information sought is reasonably calculated to lead to the discovery of admissible evidence." In re Nat'l Lloyds Ins. Co. , 507 S.W.3d 219, 223 (Tex. 2016) (orig. proceeding) (per curiam) (internal quotation marks and citations omitted). Information is relevant if it tends to make the existence of a fact that is of consequence to the determination of the action more or less probable than it would be without the information. Tex. R. Evid. 401. The phrase "relevant to the subject matter" is to be broadly construed. In re Nat'l Lloyds Ins. Co. , 449 S.W.3d 486, 488 (Tex. 2014) (orig. proceeding) (per curiam). Discovery requests must be reasonably tailored to include only matters relevant to the case. In re Am. Optical Corp. , 988 S.W.2d 711, 713 (Tex. 1998) (orig. proceeding) (per curiam). A trial court abuses its discretion if it orders discovery that exceeds what the rules of civil procedure permit. In re N. Cypress Med. Ctr. Operating Co. , 559 S.W.3d 128, 130–31 (Tex. 2018) (orig. proceeding).
UIM coverage provides payment to the insured of all amounts that the insured is legally entitled to recover as damages from owners or operators of underinsured vehicles because of bodily injury or property damage, not to exceed the limit specified in the insurance policy. Farmers Tex. Cty. Mut. Ins. Co. v. Okelberry , 525 S.W.3d 786, 790 (Tex. App.—Houston [14th Dist.] 2017, pet. denied) (citing Tex. Ins. Code Ann. § 1952.106 ). A negligent party is underinsured when the available proceeds of his liability insurance are insufficient to compensate for the injured party's actual damages. Id. (citing Stracener v. United Servs. Auto. Ass'n , 777 S.W.2d 378, 380 (Tex. 1989) ).
The scope of relevant discovery in UIM cases differs from other insurance disputes because, unlike most first-party cases in which the terms of the policy alone dictate the outcome, UIM coverage hinges on the liability of the alleged uninsured, at-fault third-party motorist under applicable tort law. In re Liberty Cty. Mut. Ins. Co. , 537 S.W.3d 214, 220 (Tex. App.—Houston [1st Dist.] 2017, orig. proceeding). A UIM insurer has no contractual duty to pay benefits until the liability of the other driver and the amount of damages sustained by the insured are determined. Brainard v. Trinity Universal Ins. Co. , 216 S.W.3d 809, 818 (Tex. 2006).
To recover benefits under a UIM policy, a policy beneficiary must show (1) that the insured has UIM coverage; (2) that the other driver negligently caused the accident that resulted in the covered damages; (3) the amount of the insured's damages; and (4) that the other driver's insurance coverage is deficient. Liberty Cty. Mut. Ins. Co. , 537 S.W.3d at 220 ; In re Progressive Cty. Mut. Ins. Co. , 439 S.W.3d 422, 427 (Tex. App.—Houston [1st Dist.] 2014, orig. proceeding).
A stipulation by the insurer that (1) the plaintiff was insured for UIM benefits under its policy; and (2) the underlying accident was a covered occurrence under the policy's provisions narrows the relevant issues in the breach-of-contract suit to those in a "typical car wreck" case—namely, (1) the uninsured/underinsured driver's liability for the underlying accident; (2) the claimed uninsured/underinsured driver's status; and (3) the existence and amount of the plaintiff's damages. Liberty Cty. Mut. Ins. Co. , 537 S.W.3d at 220 ; Progressive Cty. Mut. Ins. Co. , 439 S.W.3d at 427.
Liberty contends that any discovery on its defenses and legal theories is not relevant until there has been a judicial determination as to who was at fault and the amount of Forrest's damages, if any. Liberty further asserts that (1) its representative does not have personal knowledge of the accident or Forrest's injuries; and (2) Forrest has equal or better access to relevant information through her own medical records, available police reports, or recollection of events. Therefore, Liberty maintains that Forrest could obtain the information from other, more convenient, less burdensome sources. Liberty relies on this court's prior opinion in In re Liberty County Mutual Insurance Company in support of its positions. See 557 S.W.3d 851 (Tex. App.—Houston [14th Dist.] 2018, orig. proceeding).
In this court's prior Liberty case, the trial court severed the extracontractual claims into a separate action. Id. at 854. The plaintiff noticed the deposition of Liberty's corporate representative, and Liberty filed a motion to quash the deposition and a motion for protection. Id. The plaintiff filed a motion to compel, and the trial court held a hearing. Id. The trial court ordered Liberty to present a designated representative or employee with knowledge of relevant facts to testify on the following: (1) the plaintiff's damages caused by the accident; (2) the facts supporting the legal theories and defenses listed in Liberty's responses to the plaintiff's request for disclosure, including (a) Liberty's limitation of liability, (b) the amount of any offset or credit to which Liberty claimed it was entitled, (c) the plaintiff's pre-existing, subsequent, and/or intervening injuries and conditions, (d) the amounts of any limitation or reduction Liberty would allege, (e) the plaintiff's failure to mitigate his damages by failing to follow his doctor's instructions or seeking appropriate treatment for his injuries, and (f) how the crash occurred; (3) Liberty's sworn interrogatory answers; (4) Liberty's responses to request for production; (5) Liberty's responses to the request for disclosure; and (6) Liberty's live pleadings on file. Id. at 854–55.
We observed that the order was not limited to "the relevant topics of the truck driver's liability and the existence and amount of Plaintiff's damages." Id. at 856. Instead, it improperly included topics related to Liberty's interrogatory answers, responses to request for production, responses to request for disclosure, and live pleadings, without limitation and regardless of whether they pertained to "the truck driver's liability or Plaintiff's damages, and therefore encompasse[d] irrelevant matters." Id.
Furthermore, we noted, as to the relevant topics of the truck driver's liability and the plaintiff's damages, that the plaintiff had already obtained the information. Id. In response to the plaintiff's requests for production relating to the car accident and the investigation of the accident, Liberty produced (1) a valuation report for the plaintiff's vehicle prepared by an independent, third-party appraiser and accompanying photos; (2) the police report; (3) the plaintiff's medical records; and (4) the plaintiff's recorded statement. Id. at 857. Moreover, nothing in the record indicated that Liberty had any knowledge of how the accident occurred or the plaintiff's damages beyond what the plaintiff already knew or had obtained through discovery. Id. Also, the police report identified at least four other drivers and/or passengers, who were involved in the accident and whom the plaintiff could seek to depose. Id. Thus, we held that the trial court abused its discretion by compelling the deposition of Liberty's corporate representative on the topics pertaining "to the relevant subjects of the truck driver's liability or Plaintiff's damages" because the information was already known to the plaintiff, had already been obtained by the plaintiff through discovery, or was obtainable from a source that was more convenient, less burdensome, or less expensive. Id. Liberty's reliance on our prior opinion, however, is misplaced.
Here, Liberty's defensive theories include that the other driver did not proximately cause Forrest's damages, thereby placing fault and damages at issue. Each of the 13 court-ordered deposition topics concerns Liberty's defensive theories regarding fault for the accident and Forrest's damages and therefore are relevant to the underlying car wreck case. See id. at 856.
Rule 192.3 provides that "[a] person has knowledge of relevant facts when that person has or may have knowledge of any discoverable matter. The person need not have admissible information or personal knowledge of the facts." Tex. R. Civ. P. 192.3(c) . Rule 199.1(a) permits the deposition of any person or entity without any limitation that the proposed deponent have personal knowledge of the facts. In re Jinsun LLC , No. 14-15-00568-CV, 2015 WL 5092176, at *4 (Tex. App.—Houston [14th Dist.] Aug. 27, 2015, orig. proceeding) (mem. op). Forrest was not required to show that a Liberty corporate representative has personal knowledge of any facts relevant to the disputed issues on liability or damages.
Discovery may be limited if it is unreasonably cumulative or duplicative or is obtainable from some other source that is more convenient, less burdensome, or less expensive. Tex. R. Civ. P. 192.4(a). The party resisting discovery cannot simply make conclusory allegations that the requested discovery is unduly burdensome or unnecessarily harassing, but must produce some evidence supporting its request for a protective order. In re Alford Chevrolet-Geo , 997 S.W.2d 173, 181 (Tex. 1999) (orig. proceeding).
In this case, the parties have attached documents to the petition and the response to the petition that were not attached as exhibits to Forrest's motion to compel or Liberty's opposition to the motion to compel or even to Liberty's motion to sever and abate. There is no indication that these documents, which include the policy, the police report, Liberty's objections and answers to Forrest's first set of interrogatories, Liberty's objections and answers to Forrest's first requests for admission, and Liberty's objections and responses to Forrest's first request for production, were filed with the trial court or considered by the trial court when it ruled on Forrest's motion to compel.
In a mandamus proceeding, the appellate court must focus on the record that was before the trial court. See In re Taylor , 113 S.W.3d 385, 392 (Tex. App.—Houston [1st Dist.] 2003, orig. proceeding). The reviewing court will not consider exhibits that were not part of the trial court record at the time the court heard and ruled on the motion that is the subject of the mandamus proceeding. See id. Therefore, we will not consider the policy, the police report, Liberty's objections and answers to Forrest's first set of interrogatories, Liberty's objections and answers to Forrest's first requests for admission, or Liberty's objections and responses to Forrest's first request for production.
This record does not reflect that Liberty produced any evidence that Forrest could obtain the information from other sources that would be more convenient, less burdensome, or less expensive than having its corporate representative deposed. See In re Garcia , No. 04-07-00173-CV, 2007 WL 1481897, at *2 (Tex. App.—San Antonio May 23, 2007, orig. proceeding) (mem. op.) (noting that insurance company offered no evidence to substantiate its claim that insured could obtain discovery sought from less intrusive, less burdensome process); cf. Jinsun LLC , 2015 WL 5092176, *5 (holding that trial court abused its discretion by granting motion to quash where real party in interest did not assert in trial court that other sources would be more convenient, less burdensome, or less expensive than taking deposition). Thus, Liberty's conclusory allegations are not sufficient to support its position that taking the deposition of its corporate representative would be unduly burdensome.
Moreover, as addressed above, to recover UM/UIM benefits, Forrest has the burden to prove (1) that she has UIM coverage; (2) that the other driver negligently caused the accident that resulted in the covered damages; (3) the amount of her damages; and (4) that the other driver's insurance coverage is deficient. See Liberty Cty. Mut. Ins. Co. , 537 S.W.3d at 220 ; Progressive Cty. Mut. Ins. Co. , 439 S.W.3d at 427. Liberty stipulated that the policy it issued to Forrest provides UIM coverage. However, Liberty did not stipulate that the other driver's negligence caused Forrest's damages, the amount of Forrest's damages, or that the other driver had deficient coverage.
Liberty's defensive theories include that the other driver did not proximately cause Forrest's damages. Liberty is a party to this case and Forrest is entitled to discovery related to her claims and Liberty's defensive theories to her claim regarding fault for the accident and Forrest's damages. See In re Luna , No. 13-16-00467-CV, 2016 WL 6576879, at *8 (Tex. App.—Corpus Christi Nov. 7, 2016, orig. proceeding) (mem. op.). On this record, without deposing Liberty's corporate representative, Forrest cannot discover the nature and extent of Liberty's defenses concerning fault and damages.
Based on the record before the trial court when it ruled on the motion to compel, we conclude that the trial court did not abuse its discretion by ordering Liberty to produce a representative for deposition on the topics of liability and damages in the underlying car accident case.
Liberty has not established that it is entitled to mandamus relief. Accordingly, we deny Liberty's petition for writ of mandamus.
( Frost, C.J. dissenting).
DISSENTING OPINION
Kem Thompson Frost, Chief Justice, dissenting.
This case falls within the scope of this court's 2018 precedent in In re Liberty County Mutual Insurance Company (" Liberty Mutual I "). In keeping with horizontal stare decisis, this court should adhere to Liberty Mutual I and grant mandamus relief. Because the court instead denies mandamus relief, I respectfully dissent.
557 S.W.3d 851 (Tex. App.—Houston [14th Dist.] 2018, orig. proceeding).
The Scope of Relevant Discovery Under this Court's Binding Precedent
The scope of relevant discovery in uninsured-motorist cases differs from the scope of relevant discovery in other insurance disputes. Unlike coverage in most first-party insurance cases, in which the terms of the insurance policy alone dictate the outcome, uninsured-motorist coverage hinges on the liability of the uninsured third-party motorist alleged to be at-fault. Consequently, the insurer's contractual obligation to pay benefits under the policy does not arise until liability and damages are determined. To recover benefits, a policy beneficiary must show (1) the insured has uninsured-motorist coverage, (2) the uninsured motorist negligently caused the accident that resulted in the covered damages, (3) the amount of the insured's damages, and (4) the uninsured motorist's coverage is absent or deficient. The law provides that a claimant for uninsured-motorist benefits presents no claim until the trial court resolves these issues.
See id. at 855.
See id. at 855–56.
See id. at 856.
See id.
See id.
In both Liberty Mutual I and in today's case, the trial court severed the extracontractual claims against Liberty Mutual into a separate lawsuit. In both Liberty Mutual I and today's case, Liberty Mutual stipulated to the following key facts: (1) Liberty Mutual issued the policy at issue to the plaintiff; (2) the policy stood in full force and effect on the date of the accident; and (3) the policy provided the stated amount of uninsured-motorist coverage to the plaintiff. The stipulation in today's case narrows the relevant issues to those of a typical car wreck case: (1) the unidentified driver's liability for the underlying automobile accident, and (2) the existence and amount of real-party-in-interest Marcia Forrest's damages.
See id. at 854.
See id. at 856.
In Liberty Mutual I , Liberty Mutual already had produced some discovery to the plaintiff. In today's case, although Forrest attaches Liberty Mutual's discovery responses to her appendix in this original proceeding, the record reflects that these documents were not before the trial court when the respondent judge made the challenged ruling. Under a fundamental rule of appellate law, this court is to review the merits of the trial court's ruling based solely on the record before the trial court when the trial court made the ruling. Conceptually, in reviewing the trial court's decision, this court parachutes into the trial court's place at the moment the trial court ruled. Under this standard, in adjudicating this mandamus proceeding, we may not consider documents not before the trial court.
See Perry Homes v. Cull , 258 S.W.3d 580, 596 n.89 (Tex. 2008) ; Axelson v. McIlhany , 798 S.W.2d 550, 556 n.9 (Tex. 1990) (orig. proceeding); In re Methodist Primary Care Group , 553 S.W.3d 709, 720 n.2 (Tex. App.—Houston [14th Dist.] 2018, orig. proceeding).
See Perry Homes , 258 S.W.3d at 596 n.89 ; Axelson , 798 S.W.2d at 556 n.9 ; In re Methodist Primary Care Group , 553 S.W.3d at 720 n.2.
Though the record before the respondent trial judge in today's case did not reflect any discovery that Liberty Mutual had produced and the Liberty Mutual I court relied in part on the discovery that Liberty Mutual had produced, Liberty Mutual I still governs today's case because the Liberty Mutual I court stated as follows:
[T]he information sought through the deposition already has been obtained by Plaintiff or may be obtained from other sources with less burden and expense. Though some of the topics listed in the Deposition Order may pertain to the relevant topics of the truck driver's liability or Plaintiff's damages, [Liberty Mutual] was not involved in the car accident at issue. [Liberty Mutual's] employees would not have any direct or personal knowledge of the accident. Any knowledge that [Liberty Mutual's] employees have of the accident or Plaintiff's damages would have been obtained through discovery in this action or its investigation of the accident, if any.
...
Accordingly, even as to the topics listed in the Deposition Order that do pertain to the relevant subjects of the truck driver's liability or Plaintiff's damages, the Order is an abuse of discretion because the information sought through the deposition is already known by Plaintiff, has already been obtained by Plaintiff through discovery, or is obtainable from some other source that is more convenient, less burdensome, or less expensive.
In re Liberty Cnty. Mut. Ins. Co. , 557 S.W.3d at 856, 857 (italics added).
This court should apply Liberty Mutual I and grant the mandamus relief Liberty Mutual seeks.
The Majority's Attempt to Distinguish Liberty Mutual I
The majority attempts to distinguish Liberty Mutual I by pointing to the Liberty Mutual I court's discussion of the discovery Liberty Mutual already had produced and noting that in today's case, the record before the trial court does not reflect the discovery, if any, Liberty Mutual produced. The majority does not take into account that the Liberty Mutual I court relied on the following propositions:
See ante at –––– – ––––.
(1) Liberty Mutual was not involved in the car accident at issue;
(2) Liberty Mutual's employees would not have any direct or personal knowledge of the accident; and
(3) The plaintiff in the case either (a) already knew the information sought through the deposition, (b) already had obtained it through discovery, or (c) could obtain it from a more convenient, less burdensome, or less expensive source.
See In re Liberty Cnty. Mut. Ins. Co. , 557 S.W.3d at 856, 857.
Even presuming that the Liberty Mutual I plaintiff had in hand more discovery from Liberty Mutual than Forrest has in hand in today's case, the Liberty Mutual I court also relied on the plaintiff's personal knowledge of the accident and injuries, as well as the proposition that the plaintiff had access to the information sought through the deposition from a more convenient, less burdensome, or less expensive source. The majority relies on Liberty Mutual's failure to produce evidence that Forrest could obtain the information from other sources that would be more convenient, less burdensome, or less expensive than having Liberty Mutual's corporate representative deposed; yet, the Liberty Mutual I court did not rely on any such evidence in granting Liberty Mutual's request for mandamus relief in that case. The majority's ostensible distinction affords no basis for departing from this court's binding precedent in Liberty Mutual I.
See id. at 856–57.
See id. at 856–58.
The Importance of Adhering to Horizontal Stare Decisis
Litigants rely on this court's opinions in propounding and responding to discovery. When the court fails to follow its own decisions, the court fails to meet the public's and the parties' legitimate expectations. Today's case exemplifies the troubling effects of reaching opposite conclusions reviewing the same discovery issue. The disparate outcomes in these back-to-back uninsured-motorist coverage cases must make it especially vexing for Liberty Mutual who today experiences firsthand the loss of predictability in the law that comes with the majority's failure to follow the rule this court applied to Liberty Mutual just two years ago in ruling on the same point.
See id.
Principles of horizontal stare decisis demand that this court adhere to the holding in Liberty Mutual I. Doing so would foster reliance on this court's decisions and promote the consistent development of the law governing today's dispute. By departing from binding precedent, the majority creates ambiguity in our jurisprudence. The resulting lack of uniformity in the court's decisions on this point will make it harder for trial courts and litigants to know what the law is or how to apply it in this type of discovery dispute. The conflict also will make discovery more time-consuming and more expensive for litigants because when the law is unclear, it takes longer and costs more to resolve disputes. And, the uncertainty in the law will hinder the discovery process.
For all of these reasons, the majority should follow this court's binding precedent in Liberty Mutual I and grant Liberty Mutual's request for mandamus relief.