Ex Parte Zhang et alDownload PDFPatent Trial and Appeal BoardSep 25, 201812431790 (P.T.A.B. Sep. 25, 2018) Copy Citation UNITED STA TES p A TENT AND TRADEMARK OFFICE APPLICATION NO. FILING DATE 12/431,790 04/29/2009 69316 7590 09/27/2018 MICROSOFT CORPORATION ONE MICROSOFT WAY REDMOND, WA 98052 FIRST NAMED INVENTOR JunboZhang UNITED STATES DEPARTMENT OF COMMERCE United States Patent and Trademark Office Address: COMMISSIONER FOR PATENTS P.O. Box 1450 Alexandria, Virginia 22313-1450 www .uspto.gov ATTORNEY DOCKET NO. CONFIRMATION NO. 322199.01 5840 EXAMINER ORTIZ ROMAN, DENISSE Y ART UNIT PAPER NUMBER 3627 NOTIFICATION DATE DELIVERY MODE 09/27/2018 ELECTRONIC Please find below and/or attached an Office communication concerning this application or proceeding. The time period for reply, if any, is set in the attached communication. Notice of the Office communication was sent electronically on above-indicated "Notification Date" to the following e-mail address(es): usdocket@microsoft.com chriochs@microsoft.com PTOL-90A (Rev. 04/07) UNITED STATES PATENT AND TRADEMARK OFFICE BEFORE THE PATENT TRIAL AND APPEAL BOARD Ex parte JUNBO ZHANG, JAY TZE, ERIC ZHENG, BELINDA WU, and LOIS WANG Appeal2017-006533 Application 12/431,790 Technology Center 3600 Before JOHN A. EV ANS, JOYCE CRAIG, and SCOTT E. BAIN, Administrative Patent Judges. CRAIG, Administrative Patent Judge. DECISION ON APPEAL Appellants 1 appeal under 35 U.S.C. § 134(a) from the Examiner's Final Rejection of claims 1-7, which are all of the claims pending in this application. 2 We have jurisdiction under 35 U.S.C. § 6(b). We affirm. 1 According to Appellants, the real party in interest is MICROSOFT TECHNOLOGY LICENSING, LLC. App. Br. 3. 2 Claims 8-20 have been withdrawn from consideration. Final Act. 2. Appeal2017-006533 Application 12/431,790 INVENTION Appellants' invention relates to a provider-driven payment adapter plug-in to a payment gateway. Abstract. Claim 1 is illustrative and reads as follows: 1. One or more computer-readable storage media containing instructions which, when executed by one or more processors disposed in an electronic device, perform a method for implementing a web service on a payment gateway, the method comprising the steps of: receiving transaction data from a merchant that engages with a given payment service provider through a payment gateway to authorize and settle electronic payments associated with an asynchronous charge; selecting, from among a plurality of payment adapters that are plug-ins to the payment gateway, a payment adapter that is configured for exposing a payment adapter API to the payment gateway and for applying logic specific to the given payment service provider responsively to calls to the API from the payment gateway; placing calls to the payment adapter API responsively to the transaction data; and receiving a payment event from the payment adapter that provides payment status for transaction processing by the given payment service provider. REJECTION Claims 1-7 stand rejected under 35 U.S.C. § I03(a) as unpatentable over the combination of Walker (US 2007 /0022375 Al; published Jan. 25, 2007), Hutchison et al. (US 2005/0102188 Al; published May 12, 2005) ("Hutchinson"), and Rieck et al. (US 2008/0103923 Al; published May 1, 2008) ("Rieck"). Final Act. 3---6. 2 Appeal2017-006533 Application 12/431,790 ANALYSIS We have reviewed the rejection of claims 1-7 in light of Appellants' arguments that the Examiner erred. We have considered in this decision only those arguments Appellants actually raised in the Briefs. Any other arguments Appellants could have made, but chose not to make, in the Briefs are waived. See 37 C.F.R. § 4I.37(c)(l)(iv). Appellants' arguments are not persuasive of error. We agree with and adopt as our own the Examiner's findings of facts and conclusions as set forth in the Answer and in the Action from which this appeal was taken. We provide the following explanation for emphasis. With respect to independent claim 1, Appellants contend the Examiner erred because the cited portions of Walker, Hutchinson, and Rieck do not teach or suggest all of the recited limitations. App. Br. 7. Appellants first argue Walker does not teach or suggest the limitation "associated with an asynchronous charge," as recited in claim 1. Id. at 8. In particular, Appellants argue the term "asynchronous" means "not transacted in real time." Id. Appellants argue asynchronous payments "could include payments such as bank transfers and those made in response to invoices." Id. (citing Spec. ,r 41). Appellants further argue "[t]here is no disclosure or suggestion in Walker that all credit or debit cards may be grouped together as real-time payments, and that other types of payments to merchants may not be transacted in real time (e.g., bank transfers)." Id. We are not persuaded of Examiner error. The plain language of claim 1 does not require "that all credit or debit cards may be grouped together as real-time payments, and that other types of payments to merchants may not be transacted in real time ( e.g., bank transfers)," as Appellants allege. Id. 3 Appeal2017-006533 Application 12/431,790 Rather, claim 1 requires "electronic payments associated with an asynchronous charge." The Examiner found Walker teaches in paragraph 198 that "[ u Jpon installation and configuration of the dynamic adapter, communications are established allowing the transfer of funds and other payment system functions through standard payment system electronic transfer techniques." Ans. 2. The Examiner further found Rieck in paragraph 45 teaches payments by checking account transfers. Id. Appellants have not persuasively rebutted the Examiner's findings. In the Reply Brief, Appellants argue "[t]he Examiner appears to treat electronic transfer techniques as inherently disclosing asynchronous payments," and Walker's disclosure of electronic transfer techniques (i.e., a method of payment) cannot inherently disclose the timing of payments and, thus, the asynchronous charge recited in claim 1. Reply Br. 2. The Examiner, however, gave no indication of relying on principles of inherency in the rejection. Instead, the Examiner cited Rieck as teaching payments by checking account transfers, which Appellants acknowledge are asynchronous payments (see App. Br. 8 ("bank transfers")). Ans. 2. Nonobviousness cannot be established by attacking the references individually when the rejection is predicated upon a combination of prior art disclosures. See In re Merck & Co., 800 F.2d 1091, 1097 (Fed. Cir. 1986). The test for obviousness is not whether the claimed invention is expressly suggested in any one or all of the references, but whether the claimed subject matter would have been obvious to those of ordinary skill in the art in light of the combined teachings of those references. See In re Keller, 642 F .2d 413,425 (CCPA 1981). Because Appellants have not addressed the rejection actually made by the Examiner, we are not persuaded of error. 4 Appeal2017-006533 Application 12/431,790 Appellants next argue Walker fails to teach "selecting, from among a plurality of payment adapters that are plug-ins to the payment gateway, a payment adapter that is configured for ... applying logic specific to the given payment service provider," as recited in claim 1. App. Br. 12. Appellants argue the dynamic adapter taught in Walker is not tailored to individual payment service providers used by the merchants and is not selected from among a plurality of payment adapters that are each specific to a different payment service provider, as claim 1 requires. Id. Appellants' arguments are unpersuasive. The Examiner found Walker teaches or suggests a payment adapter that is able to apply logic specific to a given service provider that is interfacing with a payment system server, which acts as a gateway. Ans. 2 (citing Walker ,r,r 195, 197, Fig. 21). The Examiner further found paragraph 62 of Hutchison teaches a commerce gateway adapter, and paragraph 35 of Rieck teaches payment adapters supporting communications to banks. Appellants have not persuaded us that the disputed limitation would not have been obvious to an artisan of ordinary skill in light of the combined teachings of those references. See In re Keller, 642 F.2d 413,425 (CCPA 1981). Appellants again argue the references separately, addressing only paragraph 195 of Walker in the Reply Brief. Reply Br. 4. For these reasons, we are not persuaded the Examiner erred in finding that the combination of Walker, Hutchinson, and Rieck teaches or suggests the disputed limitations of claim 1. Accordingly, we sustain the Examiner's§ 103(a) rejection of independent claim 1, as well as the Examiner's§ 103(a) rejection of dependent claims 2-7, not argued separately. See App. Br. 12. 5 Appeal2017-006533 Application 12/431,790 DECISION We affirm the Examiner's decision rejecting claims 1-7. No time period for taking any subsequent action in connection with this appeal may be extended under 37 C.F.R. § 1.136(a)(l)(iv). See 37 C.F.R. § 4I.50(f). AFFIRMED 6 Copy with citationCopy as parenthetical citation