Ex Parte Heydari et alDownload PDFPatent Trial and Appeal BoardSep 27, 201813659906 (P.T.A.B. Sep. 27, 2018) Copy Citation UNITED STA TES p A TENT AND TRADEMARK OFFICE APPLICATION NO. FILING DATE 13/659,906 10/24/2012 84649 7590 10/01/2018 Symbus Law Group, LLC Cliff Hyra 11710 Plaza America Drive Suite 2000 Reston, VA 20190 FIRST NAMED INVENTOR Ramin Heydari UNITED STATES DEPARTMENT OF COMMERCE United States Patent and Trademark Office Address: COMMISSIONER FOR PATENTS P.O. Box 1450 Alexandria, Virginia 22313-1450 www .uspto.gov ATTORNEY DOCKET NO. CONFIRMATION NO. 7083-107 1059 EXAMINER GAO,JING ART UNIT PAPER NUMBER 2645 NOTIFICATION DATE DELIVERY MODE 10/01/2018 ELECTRONIC Please find below and/or attached an Office communication concerning this application or proceeding. The time period for reply, if any, is set in the attached communication. Notice of the Office communication was sent electronically on above-indicated "Notification Date" to the following e-mail address(es): docketing@symbus.com chyra@symbus.com PTOL-90A (Rev. 04/07) UNITED STATES PATENT AND TRADEMARK OFFICE BEFORE THE PATENT TRIAL AND APPEAL BOARD Ex parte RAMIN HEYDARI and GREGORY TAYLOR Appeal2017-010928 Application 13/659,906 Technology Center 2600 Before CARL W. WHITEHEAD JR., JEREMY J. CURCURI, and BARBARA A. BENOIT, Administrative Patent Judges. CURCURI, Administrative Patent Judge. DECISION ON APPEAL Appellants appeal under 35 U.S.C. § 134(a) from the Examiner's rejection of claims 7-13 and 19-41. Final Act. 1. We have jurisdiction under 35 U.S.C. § 6(b). Claims 7-11, 13, 33-35, and 37 are rejected under pre-AIA 35 U.S.C. § 103(a) as obvious over Myers (US 2009/0061818 Al; Mar. 5, 2009), Moon (US 2003/0174822 Al; Sep. 18, 2003), and New (US 2006/0043171 Al; Mar. 2, 2006). Final Act. 3-10. Claim 12 is rejected under pre-AIA 35 U.S.C. § 103(a) as obvious Appeal2017-010928 Application 13/659,906 over Myers, New, and Maraz (US 2011/0066514 Al; Mar. 17, 2011). Final Act. 10-12. Claims 19, 20, 38, and 39 are rejected under pre-AIA 35 U.S.C. § I03(a) as obvious over Myers, Moon, New, and Maraz. Final Act. 13-14. 1 Claims 21-32, 36, 40, and 41 are rejected under pre-AIA 35 U.S.C. § I03(a) as obvious over Myers, Moon, New, and Walmart (Walmart To Launch Straight Talk Exclusively, Nationwide, Walmart, Oct. 14, 2009). Final Act. 14--21. We affirm. STATEMENT OF THE CASE Appellants' invention relates to "refilling minutes for prepaid wireless phones." Spec. 2: 10. Claim 1 is illustrative and reproduced below: 1. A system, comprising: a processor; a database configured to store and receive customer information and customer specific rules; and a memory containing a program, which, when executed by the processor, is configured to perform an operation, the operation comprising: displaying a list of available prepaid services from multiple earners; receiving a prepaid service selection from the list of available prepaid services from multiple carriers; receiving one or more selected customer specific rules; and 1 The formal statement of rejection omits New from the references. We treat these claims as rejected as obvious over Myers, Moon, New, and Maraz. 2 Appeal2017-010928 Application 13/659,906 capturing and storing the selected prepaid service, the customer information, and the customer specific rules in the database; automatically executing recurring payments from a customer's financial account to an account of a first entity, according to the customer's specific rules governing the recurring payments; and crediting a customer's calling device serviced by a second entity and associated with the customer's account, with prepaid service in response to executing the recurring payments, wherein the second entity is a carrier of the calling device. ANALYSIS THE OBVIOUSNESS REJECTION OF CLAIMS 7-11, 13, 33-35, AND 37 OVER MYERS, MOON, AND NEW Claims 7, 13, and 37 The Examiner finds Myers, Moon, and New teach all limitations of independent claim 7. Final Act. 3---6; see also Ans. 3-5. In particular, the Examiner finds Myers's platform for refreshing a prepaid account and Moon's automatic replenishment via credit card charges for a prepaid telephone calling card, collectively, teach all limitations of claim 7, except for "displaying a list of available prepaid services from multiple carriers; receiving a prepaid service selection from the list of available prepaid services from multiple carriers; [] capturing and storing the selected prepaid service[] in the database," which the Examiner finds is taught by New. Final Act. 3-6. In particular, the Examiner finds New's client terminal displaying a list of prepaid services from multiple carriers teaches the limitations absent from Myers and Moon. Final Act. 6 (citing New Figs. 5, 3 Appeal2017-010928 Application 13/659,906 25; ,r,r 94--99, 142). The Examiner reasons "it would have been obvious to one of ordinary skill in the art at the time [the] invention was made to combine the teachings of Myers, Moon and New because it would [have] allow[ed the] user to choose and pay for desired service." Final Act. 6. Appellants present the following principal arguments: 1. Myers[] teaches away from using a program to select a prepaid service plan from multiple carriers since Myers[] only discloses the existence of a "first communication service" associated with a prepaid account. The program interface disclosed by Myers allows for the selection of refresh rules and other services associated with the user's existing prepaid service, such as text messages and voicemail. However, a review of Myer[ s] fails to disclose the use of a "program configured to receive a selected prepaid service from a list of available prepaid services from multiple carriers," as claimed in amended Claim 1. Br. 7. 11. New discloses a retail terminal that allows a customer to select a desired virtual long-distance calling card product from a touch screen, pay for the product and then receive the product on- screen and/or on a printed receipt, in the form of a PIN that can be used in conjunction with a carrier-specific access phone number to utilize the pre-paid long-distance service. It does not disclose capturing and storing the selected prepaid service ( from a list of available prepaid services from multiple carriers) in the database as the Examiner claims. The Examiner cites to retrieving requested PIN s from a PIN database, but this is not equivalent to capturing and storing selected prepaid services. Furthermore, New does not disclose crediting a calling device serviced by a second entity, as claimed by the Examiner. New discloses printing a receipt with a PIN on it that can be used to make pre-paid long distance phone calls. It does not disclose crediting a calling device. 4 Appeal2017-010928 Application 13/659,906 Br. 8. 111. There is no reason to combine New with Meyers and Moon. See Br. 9--10 ("There is no relationship between the account refresh system of Myers and the pre-paid long-distance phone card retail terminal of New and no one of skill in the art would have thought to combine them, or have had any idea how to do so even if they wanted to."). We review the appealed rejections for error based upon the issues identified by Appellants, and in light of the arguments and evidence produced thereon. Ex parte Frye, 94 USPQ2d 1072, 107 5 (BP AI 2010) (precedential). We do not see any error in the Examiner's contested findings. Nor do we see any error in the Examiner's conclusion of obviousness. Regarding Appellants' argument (i), while an alternative may be inferior to or less desirable than another, that alone is insufficient to teach away from the inferior alternative unless the disclosure criticizes, discredits, or otherwise discourages that alternative. In re Fulton, 391 F.3d 1195, 1200--01 (Fed. Cir. 2004). Here, to the extent Myers discloses a platform for use with a single carrier, a lack of discussion of multiple carriers does not teach away from multiple carriers because Myers does not criticize, discredit, or otherwise discourage the use of multiple carriers. See Myers Abstract. Regarding Appellants' arguments (ii) and (iii), [ t ]he test for obviousness is not whether the features of a secondary reference may be bodily incorporated into the structure of the primary reference; nor is it that the claimed invention must be expressly suggested in any one or all of the references. Rather, the test is what the combined teachings of 5 Appeal2017-010928 Application 13/659,906 the references would have suggested to those of ordinary skill in the art. In re Keller, 642 F.2d 413,425 (CCPA 1981). New discloses a flowchart illustrating operation of a client terminal, and the various steps involved in purchasing prepaid services. New Fig. 5; see New Figs. 6-10 (depicting various display screens during purchasing of prepaid services). Thus, New discloses "displaying a list of available prepaid services from multiple carriers." See New Figs. 6-8. New further discloses "receiving a prepaid service selection from the list of available prepaid services from multiple carriers." See New Figs. 9--10. Regarding "capturing and storing the selected prepaid service [] in the database," when New's system receives the customer selections and provides further information, New's system stores the customer selections. See New Figs. 6-10; see also Ans. 4. Regarding crediting a calling service, the Examiner finds Myers teaches crediting a customer's calling device, while Moon teaches crediting a calling device serviced by a second entity. Final Act. 4--5. When the teachings of New (selecting prepaid service where a PIN is issued to access the service) are combined with the teachings of Myers and Moon, the calling device is credited with the prepaid service instead of issuing the PIN. The Examiner articulated a reason for combining New with Myers and Moon that is rational on its face and supported by evidence drawn from the record. See Final Act. 6 ("it would [have] allow[ ed the] user to choose and pay for desired service"); see also New Abstract ("receiving, at the client terminal, a first request for a PIN associated with a first of plural prepaid services."). In addition, 6 Appeal2017-010928 Application 13/659,906 [ w ]hen a work is available in one field of endeavor, design incentives and other market forces can prompt variations of it, either in the same field or a different one. If a person of ordinary skill can implement a predictable variation, § 103 likely bars its patentability. For the same reason, if a technique has been used to improve one device, and a person of ordinary skill in the art would recognize that it would improve similar devices in the same way, using the technique is obvious unless its actual application is beyond his or her skill. Sakraida [ v. Ag Pro, Inc., 425 U.S. 273 (1976)] and Anderson's-Black Rock[, Inc. v. Pavement Salvage Co., 396 U.S. 57 (1969)] are illustrative-a court must ask whether the improvement is more than the predictable use of prior art elements according to their established functions. KSR Int'! Co. v. Teleflex, Inc., 550 U.S. 398,417 (2007). Myers teaches a platform for refreshing (purchasing) a prepaid account from one carrier, while New teaches purchasing a prepaid account from one of multiple carriers. Both references pertain to prepaid phone services. In short, applying New's teaching of multiple carriers to Myers's platform to modify Myers's platform to accommodate multiple carriers would have been a predictable use of prior art elements according to their established functions-an obvious improvement. See KSR, 550 U.S. at 417. We, therefore, sustain the Examiner's rejection of claim 7. We also sustain the Examiner's rejection of claims 13 and 37, which are not separately argued with particularity. Claim 8-11 and 33-35 The Examiner finds Myers, Moon, and New teach all limitations of claims 8-11 and 33-35. Final Act. 6-10; see also Ans. 5-9. For each of claims 8-11 and 33-35, Appellants argue that the cited paragraphs are not relevant but make no attempt to characterize the prior art. 7 Appeal2017-010928 Application 13/659,906 See Br. 11-13. Accordingly, Appellants do not argue these claims with particularity. In re Lovin, 652 F.3d 1349, 1357 (Fed. Cir. 2011) ("[W]e hold that the Board reasonably interpreted Rule 41.37 to require more substantive arguments in an appeal brief than a mere recitation of the claim elements and a naked assertion that the corresponding elements were not found in the prior art."). In addition, we note that the Examiner has provided a response to Appellants' arguments, supported by evidence drawn from the record. See Ans. 5-9. Weighing the Examiner's findings and reasons in the Final Action and the Answer against Appellants' naked assertions, we are not persuaded of any error in the Examiner's findings. We, therefore, sustain the Examiner's rejection of claims 8-11 and 33-35. THE OBVIOUSNESS REJECTION OF CLAIM 12 OVER MYERS, NEW, AND MARAZ The Examiner finds Myers, New, and Maraz teach all limitations of claim 12. Final Act. 10-12; see also Ans. 10-12. Claim 12 recites the following key disputed limitations: receiving a payment from a customer's financial account for a refill of the prepaid service selection for a customer's calling device serviced by a second entity, wherein the second entity is a carrier of the calling device; generating an electronic personal identification number for a customer account stored in a database in response to receiving the payment, wherein the calling device is associated with the customer account[.] With respect to the key disputed limitations, Appellants argue New does not disclose refill of a prepaid service, rather it discloses the retail sale of pre-paid long-distance phone cards. 8 Appeal2017-010928 Application 13/659,906 In no way are they "refilling" anything. New does not disclose[] refill of prepaid service for a calling device[] serviced by a second entity, rather New discloses the sale of phone cards, which are unrelated to any calling device or any servicing entity. New does not disclose a PIN for a customer account stored in a database, rather it teaches a PIN that is unrelated to any customer account- any person knowing the PIN can use it to place calls from any device. New does not disclose a calling device associated with a customer account for which the PIN is generated-there is no calling device associated with its PIN s. Br. 14. We do not see any error in the Examiner's contested findings. Nor do we see any error in the Examiner's conclusion of obviousness. The Examiner does not find New, alone, teaches the key disputed limitations. Rather, the Examiner finds the key disputed limitations are taught by Myers and New. Final Act. 10-12. In particular, the Examiner finds Myers teaches receiving a payment from a customer's financial account for a refill of the prepaid service selection for a customer's calling device []; generating an electronic personal identification number for a customer account stored in a database in response to receiving the payment, wherein the calling device is associated with the customer account[.] Final Act. 10-11. In particular, the Examiner finds New teaches "serviced by a second entity, wherein the second entity is a carrier of the calling device." Final Act. 11-12. The Examiner articulates a reason for combining the teachings of Myers and New that is rational on its face and supported by evidence drawn from the record. See Final Act. 12 ("[ the combination] would [have] allow[ ed the] user to choose and pay for desired service"); see also New 9 Appeal2017-010928 Application 13/659,906 Abstract ("receiving, at the client terminal, a first request for a PIN associated with a first of plural prepaid services."). Appellants do not present any particularized arguments as to why this reasoning is insufficient. Accordingly, on this record, we find the combined teachings of Myers and New teach the argued limitations. Again, applying New's teaching of multiple carriers to Myers's platform to modify Myers's platform to accommodate multiple carriers would have been a predictable use of prior art elements according to their established functions-an obvious improvement. See KSR, 550 U.S. at 417. Finally, regarding combining the teachings of Maraz with Myers and New, the Examiner finds Maraz teaches "receiving an activation indication to assign the [prepaid] service to the [ calling device], the activation indication comprising the electronic personal identification number" as recited in claim 12. Final Act. 12 (citing Maraz ,r 39). The Examiner reasons "it would have been obvious to one of ordinary skill in the art at the time [the] invention was made to combine the teachings ofMyer[s], New and Maraz because it would help the retailer tracking the service and product to prevent the retailer losing commission and/or device." Final Act. 12. Contrary to Appellants' argument that there is no basis for the Examiner's reasoning (see Br. 14--15), we find the Examiner's reasoning is rational and supported by evidence drawn from the record. See Maraz ,r 39 ("Once the sale is complete, the product may be activated, e.g., by communicating the UPC, IMEI [International Mobile Equipment Identity], serial number, and/or other identifier(s) to the service provider from either or both of the POS [point-of-sale] location and the ER [ electronic registration] system."). We, therefore, sustain the Examiner's rejection of claim 12. 10 Appeal2017-010928 Application 13/659,906 THE OBVIOUSNESS REJECTION OF CLAIMS 19, 20, 38, AND 39 OVER MYERS, MOON, NEW, AND MARAZ The Examiner finds Myers, Moon, New, and Maraz teach all limitations of claims 19, 20, 38, and 39. Final Act. 13-14; see also Ans. 13. First, Appellants argue Maraz does not cure alleged deficiencies of Myers, Moon, and New. See Br. 15. For reasons discussed above when addressing claim 7, this argument does not persuade us of any error in the Examiner's findings. Second, Appellants argue "claims 19, 3 8 and 3 9 recite crediting a retailer or other party with a portion of a recurring charge. The Examiner argues that Maraz discloses this limitation, however Maraz recites a commission based on a new service agreement, not based on a portion of a recurring charge." Br. 15. This argument also does not persuade us of any error with the Examiner's findings. Maraz discloses "Wireless service providers then pay commissions to retailers, after a predetermined period of time with the service, for each new customer acquired." Maraz ,r 4. We recognize that this disclosure in Maraz refers to a commission based on a new service agreement. However, as discussed above when addressing claim 7, automatically executing recurring payments is taught by Myers and Moon. The reliance on Maraz is for crediting the retailer with a portion of a charge. Thus, the argued limitation is suggested by the combined teachings of the references. We, therefore, do not sustain the Examiner's rejection of claims 19, 20, 38, and 39. 11 Appeal2017-010928 Application 13/659,906 THE OBVIOUSNESS REJECTION OF CLAIMS 21-32, 36, 40, AND 41 OVER MYERS, MOON, NEW, AND W ALMART The Examiner finds Myers, Moon, New, and Walmart teach all limitations of claims 21-32, 36, 40, and 41. Final Act. 14--21; see also Ans. 13-21. Regarding claims 21-32, 36, 40, and 41, Appellants make various arguments (see Br. 16-20) contending the Examiner erred. We have fully considered Appellants' arguments, and we do not see any errors in the Examiner's findings for the following reasons. Regarding claims 23 and 24, Appellants argue the prior does not disclose the claimed subject matter, but make no attempt to characterize the prior art. See Br. 16-17 ("The Examiner argues that [the limitation recited in claim 23] is taught by [Walmart], however [Walmart] does not disclose that the block is selected based on preset parameters .... The Examiner argues that [the limitation recited in claim 24] is taught by [Walmart] (and possibly also by New), however neither reference says anything relevant to this limitation at all. Neither suggests present parameters that dictate lowest- cost block selection."). Accordingly, Appellants do not argue claims 23 and 24 with particularity. Even so, the Examiner has provided a response to Appellants' arguments, supported by evidence drawn from the record. See Ans. 14--15. The Examiner explains how the combination ofNew's prepaid service and Walmart's unlimited service days teaches the limitation recited in claim 23. See Ans. 14. In addition, the Examiner explains how the combination of New and Walmart also teach the limitation recited in 12 Appeal2017-010928 Application 13/659,906 claim 24. See Ans. 14--15. We, therefore, sustain the Examiner's rejection of claims 23 and 24. Regarding claim 25, Appellants argue the prior does not disclose the claimed subject matter, but make no attempt to characterize the prior art other than arguing New "teaches prepaid phone cards that are not associated with any calling device." Br. 17. This argument is not persuasive for reasons discussed above when addressing claim 7. In addition, the Examiner's response to Appellants' arguments is supported by evidence drawn from the record. See Ans. 15. We, therefore, sustain the Examiner's rejection of claim 25. Claim 26 recites "the operation further comprises selecting between prepaid minutes and unlimited service days for the prepaid service." Appellants argue "The 'All you need' plan of [Walmart] is also not a block of prepaid minutes but a plan which happens to include a certain number of free minutes within a given time period." Br. 1 7. Contrary to Appellants' argument, we agree with and adopt as our own the Examiner's Response in the Examiner's Answer: "[Walmart] teaches the user may select between the 'all you need' 30-day plan in which 1000 minutes are included in the plan and 'unlimited 30-day plan' (page 1). Therefore, [Walmart] teaches selecting between prepaid minutes and unlimited service days for the prepaid service, as disclosed in claim 26." Ans. 15. We, therefore, sustain the Examiner's rejection of claim 26. Claim 2 7 recites "the selection between prepaid minutes and unlimited service days for the prepaid service is based at least in part [on] predicted usage during an upcoming period of time." Appellants argue "the claim relates to a program executed by a processor that predicts usage, 13 Appeal2017-010928 Application 13/659,906 which is not taught or suggested by [Wahnart]." Br. 17. Contrary to Appellants' argument, we agree with the Examiner that W almart teaches the argued limitation. See Ans. 15-16. Put another way, the user makes the selection as recited and the selection is realized by the processor, which reasonably describes what is claimed. Further, having the processor perform an operation instead of performing it manually does not patentably distinguish over the prior art in this case. See In re Venner, 262 F .2d at 95 ("[I]t is well settled that it is not 'invention' to broadly provide a mechanical or automatic means to replace manual activity which has accomplished the same result.") We, therefore, sustain the Examiner's rejection of claim 27. Claim 2 8 recites "the selection between prepaid minutes and unlimited service days for the prepaid service is based at least in part on the use [ r ]' s preset parameters, which include a maximum cost for service over a given period of time." Appellants argue "the claim relates to a program executed by a processor that predicts usage, which is not taught or suggested by [Walmart]." Br. 1 7. Contrary to Appellants' argument, we agree with the Examiner that Myers and Walmart teach the argued limitation. See Ans. 16. Put another way, "the user may choose [the] plan base[d] on price and choose between a limited minute plan and an unlimited plan." Ans. 16. The user's selections are realized by the processor, which reasonably describes what is claimed. Further, having the processor perform an operation instead of performing it manually does not patentably distinguish over the prior art in this case. See In re Venner, 262 F.2d at 95. We, therefore, sustain the Examiner's rejection of claim 28. Claim 29 recites "the user's preset parameters comprise a user- selected recharge date, wherein the user-selected recharge date is after the 14 Appeal2017-010928 Application 13/659,906 expiration of prepaid service currently credited to the calling device, resulting in a temporary loss of service for the calling device." Appellants argue Myers does not teach the subject matter of claim 29. Br. 29. Contrary to Appellants' argument, we agree with the Examiner that Myers teaches refreshing on a recurring date, the provider providing service only when payment is made. See Ans. 17; see also Myers Fig. 4 (illustrating various techniques for refresh). We, therefore, sustain the Examiner's rejection of claim 29. Claim 30 recites "selecting blocks of unlimited service from at least two service providers, based on the preset parameters, that together provide unlimited service for a user-set period of time." Appellants argue that the prior art does not teach the claimed subject matter of claim 30. Br. 19. Contrary to Appellants' argument, we agree with the Examiner that New teaches the customer can choose one of these goods or services to purchase, such as prepaid cellular telephone service. The customer is then provided with a list of providers for the chosen good or service and asked to choose a provider, such as Sprint or AT&T, and the customer choose the provider he/she desired (Figure 5 and Paragraph 0094 ). Further, [Walmart] teaches user may select different calling plans (Page 1 ). Therefore, the combination of New and [Walmart] teaches selecting blocks of unlimited service from at least two service providers, based on the preset parameters that together provide unlimited service for a user-set period of time, as disclosed in claim 30. Ans. 17. We, therefore, sustain the Examiner's rejection of claim 30. Claim 31 recites "the preset parameters comprise at least one of a set of service providers from which the blocks are permitted to be selected, a requirement that the blocks resulting in the lowest overall cost be selected, and a total duration of service to be provided by selected blocks of unlimited 15 Appeal2017-010928 Application 13/659,906 service." Appellants argue "Myers does not teach selection of blocks from multiple service providers, nor does [Walmart]." Br. 19. Contrary to Appellants' argument, we agree with the Examiner that New and Walmart teach the argued limitations. See Ans. 18. We, therefore, sustain the Examiner's rejection of claim 31. Claim 3 2 recites "the operation further comprises selecting one or more blocks of unlimited service and one or more blocks of prepaid minutes that together provide service for a user-set period of time at the lowest possible cost, based on predicted usage." Appellants argue Walmart "does not teach a program executed by a processor that carries out a selection of service at all, let alone predicting usage and selecting both a block of unlimited service and a block of prepaid minutes. The [Walmart] plans are also each time-period-based plans." Br. 19. Contrary to Appellants argument, we agree with the Examiner that New teaches the customer can choose one of these goods or services to purchase, such as prepaid cellular telephone service. The customer is then provided with a list of providers for the chosen good or service and asked to choose a provider, such as Sprint or AT&T, and the customer choose the provider he/she desired (Figure 5 and Paragraph 0094). Further, [Walmart] teaches user may select different calling plans, one is cheaper with limited minutes, the other one is more expensive but with unlimited plan (Page 1 ), thus the user may select the plan base[ d] on predicted usage and price. Therefore, the combination of New and [Walmart] teaches selecting one or more blocks of unlimited service and one or more blocks of prepaid minutes that together provide service for a user-set period of time at the lowest possible cost, based on predicted usage, as disclosed in claim 32. Ans. 18-19. In addition, the user's selections are realized by the processor, which reasonably describes what is claimed. Further, having the processor perform 16 Appeal2017-010928 Application 13/659,906 an operation instead of performing it manually does not patentably distinguish over the prior art in this case. We, therefore, sustain the Examiner's rejection of claim 32. Claim 3 6 recites "the operation further comprises selecting for the credited prepaid service for each user account at least one of a block of prepaid minutes and a block of unlimited service days from blocks of prepaid service offered by a plurality of service providers, based at least in part on predicted usage for each user account." Appellants argues Walmart "says absolutely nothing about such a limitation." Br. 19. Contrary to Appellants' argument, we agree with the Examiner that New teaches the customer can choose one of these goods or services to purchase, such as prepaid cellular telephone service. The customer is then provided with a list of providers for the chosen good or service and asked to choose a provider, such as Sprint or AT&T, and the customer choose the provider he/she desired (Figure 5 and Paragraph 0094). Further, [Walmart] teaches user may select different calling plans, one is cheaper with limited minutes, the other one is more expensive but with unlimited plan (Page 1 ), thus the user may select the plan base[ d] on predicted usage and price. Therefore, the combination of New and [Walmart] teaches selecting for the credited prepaid service for each user account at least one of a block of prepaid minutes and a block of unlimited service days from blocks of prepaid service offered by a plurality of service providers, based at least in part on predicted usage for each user account, as disclosed in claim 36. Ans. 19. We, therefore, sustain the Examiner's rejection of claim 36. Claim 40 recites the prepaid service comprises a block of a given number of unlimited service days, and wherein the one or more programs further include instructions for: selecting the block of the given number of unlimited service days from blocks of unlimited 17 Appeal2017-010928 Application 13/659,906 service days offered by a range of service providers, based on the customer specific rules. Appellants argue Walmart "does not disclose that the block is selected based on customer specific rules or from blocks offered by a range of service providers." Br. 20. Contrary to Appellants argument and similar to the discussion above, we agree with the Examiner that New and Walmart, collectively, teach the argued limitation. See Ans. 19--20. We, therefore, sustain the Examiner's rejection of claim 40. Claim 41 recites "the customer specific rules dictate that the block of the given number of unlimited service days be selected from the range of service providers on a lowest-cost basis." Appellants argue that W almart and New do not "suggest[] preset parameters that dictate lowest-cost block selection, let alone from a range of service providers." Br. 20. Contrary to Appellants argument, we agree with the Examiner that New teaches prepaid service (Figure 5; list of prepaid services), and user may select the prepaid service based on cost (Figure 5 and Paragraph 0079). Further, [Walmart] teaches Straight Talk's Unlimited 30-day Plan that includes the following for $45 a month (Page 1 middle of the page). And the prepaid service as taught by New may[ ]be any days of the unlimited service days as taught by [Walmart]. Therefore, the combination of New and [Walmart] teaches the preset parameters dictate that the block of the given number of unlimited service days be selected on a lowest-cost basis. Therefore, the combination of New and [W almart] teaches the customer specific rules dictate that the block of the given number of unlimited service days to be selected from the range of service providers on a lowest-cost basis, as disclosed in claim 41. Ans. 20. We, therefore, sustain the Examiner's rejection of claim 41. 18 Appeal2017-010928 Application 13/659,906 Claims 21 and 22 are not separately argued with particularity. We, therefore, also sustain the Examiner's rejection of claims 21 and 22. ORDER The Examiner's decision rejecting claims 7-13 and 19--41 is affirmed. No time period for taking any subsequent action in connection with this appeal maybe extended under 37 C.F.R. § 1.136(a)(l). AFFIRMED 19 Copy with citationCopy as parenthetical citation