Cynthia C. Cummings, Complainant,v.Linda M. Springer, Director, Office of Personnel Management, Agency.

Equal Employment Opportunity CommissionOct 16, 2007
0120051222 (E.E.O.C. Oct. 16, 2007)

0120051222

10-16-2007

Cynthia C. Cummings, Complainant, v. Linda M. Springer, Director, Office of Personnel Management, Agency.


Cynthia C. Cummings,

Complainant,

v.

Linda M. Springer,

Director,

Office of Personnel Management,

Agency.

Appeal No. 01200512221

Agency No. 9920

DECISION

JURISDICTION

On November 22, 2004, complainant filed an appeal from the agency's

October 25, 2004 final decision concerning her equal employment

opportunity (EEO) complaint alleging employment discrimination in

violation of Title VII of the Civil Rights Act of 1964 (Title VII), as

amended, 42 U.S.C. � 2000e et seq., and Section 501 of the Rehabilitation

Act of 1973 (Rehabilitation Act), as amended, 29 U.S.C. � 791 et seq.

The appeal is deemed timely and is accepted pursuant to 29 C.F.R. �

1614.405(a). For the following reasons, the Commission AFFIRMS the

agency's final decision.

BACKGROUND

At the time of events giving rise to this complaint, complainant worked

as an Associate Counsel, GS-14, at the offices of the Defense Finance

and Accounting Service in Washington, D.C. Complainant states that

she was diagnosed with infertility in 1997. She also states that

her treating physician referred her to an infertility specialist who

started complainant on a series of drug treatments along with a regimen

of artificial insemination to address her infertility. At that time,

complainant received insurance through United Health Care of Ohio, Inc

(UHC). She claims that the insurance plan provided greater coverage

for non-infertility related prescriptions than for those she was

prescribed for her infertility. Additionally, complainant asserts

that the artificial insemination treatments she received were only

partially covered in that she had to pay for the cost of the donor sperm.

UHC did not provide coverage for fertility drug therapy or for in vitro

fertilization and other types of embryo transplant methods.

In December 1998, complainant changed her insurance plan to Anthem

Health Maintenance Plan (HMP). The plan covered 80% of the charges for

diagnosis and treatment of infertility. The plan covered the cost of

artificial insemination up to 80% and complainant was required to pay

50% of the costs for infertility drug treatments. HMP did not provide

any coverage for in vitro fertilization or embryo transfer procedures

and consequentially she did not submit to this treatment because it was

too costly. Ultimately, complainant states that she was unsuccessful

in her attempts to become pregnant.

In her complaint filed June 1, 1999, complainant alleged that the agency's

insurance contract discriminated against her on the bases of disability

(infertility) because:

1. drug treatments used to treat her infertility were given less favorable

insurance coverage than drugs for other conditions;

2. the insurance plan offered no coverage for in vitro fertilization and

embryo transplant procedures which discriminates based on the disability

of infertility;

3. the insurance plan offers less coverage for infertility treatments

in general than for other medical conditions.

Complainant seeks reimbursement for out-of-pocket costs for infertility

treatments not covered by the agency's insurance plan and non-pecuniary

damages for emotional distress.

FINAL AGENCY ACTION

In its final decision, the agency addressed complainant's renewed

request for class certification dated September 17, 2004 and to add a

claim of discrimination based on sex. The agency again concluded that

complainant's requests to amend should be denied as untimely because

the initial investigation was completed in 2000 whereas, her latest

request for class certification was raised four years later in 2004.

Moreover, the agency contends that it would be prejudiced by the delay

and the lack of notice since it has conducted its investigations solely

on the issue of discrimination on the basis of a disability. The agency

offers this same rationale for rejecting an amendment to add a claim of

sex discrimination.

Turning to the merits of the claim, the agency concluded that complainant

failed to establish she is an individual with a disability because she

submitted no medical documentation to support her claim that she is

infertile. The agency further found that complainant did not document

that she has any impairment, nor any evidence of the nature, extent and

severity of her impairment. Such documentation would demonstrate that

she is substantially limited in a major life activity of being able to

reproduce. Complainant having failed to adequately document her medical

condition, the agency found that she was not entitled to coverage under

the Rehabilitation Act.

CONTENTIONS ON APPEAL

On appeal, complainant contends that the agency has already conceded

that the condition of infertility is a disability and that because she

has been diagnosed as infertile, she has demonstrated she is disabled

in the major life activity of being able to reproduce and is covered by

the law. Complainant argues that the agency does not need additional

medical documentation. On the other hand, complainant argues that she

has provided sufficient medical documentation of her condition.

Additionally, complainant maintains that the agency failed to justify its

disability based distinction with supporting data tending to show that

there is a legitimate risk based classification and that its coverage for

this condition is a subterfuge to discriminate. In response, the agency

reiterates many of the same points set forth in its final decision.

STANDARD OF REVIEW

As this is an appeal from a decision issued without a hearing, pursuant

to 29 C.F.R. � 1614.110(b), the agency's decision is subject to de novo

review by the Commission. 29 C.F.R. � 1614.405(a). See EEOC Management

Directive 110, Chapter 9, � VI.A. (November 9, 1999). (explaining that

the de novo standard of review "requires that the Commission examine

the record without regard to the factual and legal determinations of the

previous decision maker," and that EEOC "review the documents, statements,

and testimony of record, including any timely and relevant submissions

of the parties, and . . . issue its decision based on the Commission's

own assessment of the record and its interpretation of the law").

ANALYSIS AND FINDINGS

Procedural Issues

Pursuant to the Commission's order on remand, the agency conducted an

investigation and issued a final decision concluding that complainant's

claims were untimely raised. More specifically, the agency found that

complainant failed to contact an EEO counselor in a timely manner because

she knew as early as 1997 that her insurance provider did not extend

coverage for Artificial Reproductive Technology (ART) and provided

reduced coverage for other infertility treatments.2 The agency found

that complainant's first contact with an EEO counselor occurred on March

9, 1999 which was well after the 45 day time period set forth in EEOC's

regulations.

The Commission previously found that complainant's EEO counselor contact

was timely because at the time of her contact, the agency's insurance

plan excluded from coverage various forms of ART and provided only

partial coverage for fertility drug treatments.3 For that reason,

the Commission determined that the alleged discriminatory insurance

provisions were a present violation and therefore, her contact with an

EEO counselor was timely. Since that time, the Supreme Court issued

its decision setting forth a framework for analyzing the timeliness

of multiple claims of discrimination. See National Railroad Passenger

Corp. v. Morgan, 122 S.Ct. 2061 (June 10, 2002)(Morgan). In light of

the Supreme Court's decision, we will revisit the issue whether this

complaint was timely filed.

In the Supreme Court's decision in Morgan, the court considered whether

certain individual acts of alleged discrimination along with an allegedly

racially hostile work environment were timely raised under a continuing

violation theory. The Court held that "discrete discriminatory incidents

are not actionable if time barred, even when they are related to acts

alleged in timely filed charges." Id. at 2072. The court defined

discrete acts as specific events like termination or promotion,

which are separate, actionable, unlawful employment practices. Id.

Each discrete discriminatory act starts a new clock for filing a claim

alleging that act. Id. Any untimely related but discrete acts may

be used as background evidence in support of a timely claim, but are

not separately actionable and no recovery is available for them. Id.

In contrast, in a claim of hostile work environment, the court held that

the entire scope of conduct may be considered and liability will attach,

so long as any act contributing to the hostile environment falls within

the limitations period. Id. at 2077.4 The Commission concludes that

under Morgan, complainant's claim of discriminatory denial of insurance

benefits must be analyzed as a discrete act of discrimination.

First, the Commission finds that complainant's awareness of the agency's

insurance provisions was a discrete act which started the clock ticking

as to her claims of discriminatory coverage. Under our regulations

complaints of discrimination must be brought to the attention of the

EEO counselor within forty-five (45) days of the date of the matter

alleged to be discriminatory. 29 C.F.R. � 1614.105(a)(1). See Howard

v. Department of the Navy, EEOC Request No. 05970852 (February 11,

1999)(the Commission applies a "reasonable suspicion" standard as opposed

to a "supportive facts" standard to determine when the forty-five (45)

day limitation period is triggered). According to the complaint,

complainant had a reasonable suspicion that the agency's insurance

coverage was discriminatory at least as of 1997 when she sought treatment

for her infertility and learned of the differences in benefits.

Complainant reported that she was aware during the time between 1997

and 1998, that UHC did not cover certain infertility treatments such as

fertility drug therapy and limited coverage for artificial insemination.

To the extent that she alleges UHC's coverage was discriminatory, her

claims are barred as untimely because she never sought EEO counseling

about that particular insurance policy. Complainant stated that she

changed her enrollment to HMP in December 1998 which provided some

coverage for infertility drug treatments. HMP, like UHC, did not provide

coverage for in vitro fertilization (IVF) methods. The record discloses

that complainant initially met with an EEO counselor in December 1998.

Based on these facts, the Commission finds that complainant's claim of

discrimination in HMP's provision of insurance coverage, was timely

raised because she sought EEO counseling within the regulatory time

period of 45 days.

The question may arise whether complainant established a specific harm

because she was not treated with IVF and incurred no out of pocket

loss related to an IVF procedure. Diaz v. Department of the Air Force,

EEOC Request No. 05931049 (April 21, 1994)( in order to state a claim an

aggrieved individual must demonstrate she suffered a present harm or loss

with respect to a term, condition, or privilege of employment for which

there is a remedy). The Commission finds that even though complainant did

not seek IVF under either plan, she has alleged a specific harm because

she claimed that HMP's failure to provide insurance coverage prevented

her from undertaking this treatment. As we stated above, complainant

timely raised her claim that HMP's less favorable insurance coverage for

infertility drug treatments was discriminatory since she first sought

EEO counseling in December 1998 and again in February and March 1999.

The record discloses that complainant was treated for infertility

between January and April 1999 and that HMP refused complainant's

request for a level of coverage equal to that for other conditions.

Therefore, her contact with an EEO counselor timely coincided with the

alleged discriminatory insurance coverage available for fertility drug

treatments.

Because the Commission did not specifically address complainant's request

to amend her complaint to add a claim of sex discrimination in its prior

decision, we will address it now. The Commission's regulations permit a

complainant to amend her complaint at any time prior to the completion

of the investigation, to add issues like or related to those raised

in the complaint. 29 C.F.R. �1614.106(d). Applying this standard,

the Commission concludes that the amendment must be denied. Notably,

complainant did not initially raise the issue in her complaint but

made her first request to amend her complaint in October 2001 after

the close of the investigation. The agency first notified complainant

it was investigating her claim on May 17, 2000. However, the agency

took additional time to complete a supplemental investigation which

it concluded on October 24, 2001, but complainant did not notify the

agency of her request to amend until October 31, 2001 several days after

the investigation ended. Therefore, the Commission concludes that the

agency was correct to deny complainant's request to amend.5

Complainant's Alleged Disability

We turn now to complainant's claim that the agency discriminated

against qualified individuals with the disability of infertility in the

manner in which it provided insurance coverage for this condition.6

As a threshold matter, complainant must first establish that she is

entitled to coverage under the Rehabilitation Act.7 Therefore, she

must establish that she is a qualified individual with a disability,

i.e., that she has a physical or mental impairment which substantially

limits her in a major life activity but that she is able to perform the

essential functions of her job with or without a reasonable accommodation.

29 C.F.R. �1630.2. A physiological disorder affecting the reproductive

system would constitute a physical impairment. 29 C.F.R. �1630.2(h)(1).

After a review of the record, which consists of the agency's initial

investigation and two supplemental investigations, the Commission

concludes that complainant failed to demonstrate she is an individual

with a disability as defined by the Rehabilitation Act. Complainant is

correct that the Supreme Court has ruled that the ability to reproduce is

a major life activity. Bragdon v. Abbott, 524 U.S. 624 (1998). It is

complainant's burden of proof to establish that she is an individual

with an impairment that substantially limits a major life activity.

Here, complainant's evidence consisted primarily of her own statements

asserting that she is infertile and that she has been diagnosed

as infertile. Complainant offered no corroborating evidence from her

primary treating physician and her infertility specialist and insufficient

evidence from other sources. Complainant failed to support her claim that

she has an impairment that prevents her from reproducing. Complainant

having failed to establish that she is covered by the Rehabilitation

Act, we need not determine whether the agency's insurance coverage

was discriminatory in the manner in which it treated the condition of

infertility.

CONCLUSION

The Commission concludes after a careful review of the record,

that complainant's claim of a discriminatory insurance contract (HMP)

against individuals with the condition of infertility was timely raised.

We conclude however, that complainant failed to establish she is an

individual with a disability as defined by the Rehabilitation Act.

Therefore, the agency's decision is affirmed.

STATEMENT OF RIGHTS - ON APPEAL

RECONSIDERATION (M0701)

The Commission may, in its discretion, reconsider the decision in this

case if the complainant or the agency submits a written request containing

arguments or evidence which tend to establish that:

1. The appellate decision involved a clearly erroneous

interpretation of material fact or law; or

2. The appellate decision will have a substantial impact

on the policies, practices, or operations of the agency.

Requests to reconsider, with supporting statement or brief, must be filed

with the Office of Federal Operations (OFO) within thirty (30) calendar

days of receipt of this decision or within twenty (20) calendar days of

receipt of another party's timely request for reconsideration. See 29

C.F.R. � 1614.405; Equal Employment Opportunity Management Directive for

29 C.F.R. Part 1614 (EEO MD-110), 9-18 (November 9, 1999). All requests

and arguments must be submitted to the Director, Office of Federal

Operations, Equal Employment Opportunity Commission, P.O. Box 19848,

Washington, D.C. 20036. In the absence of a legible postmark, the

request to reconsider shall be deemed timely filed if it is received by

mail within five days of the expiration of the applicable filing period.

See 29 C.F.R. � 1614.604. The request or opposition must also include

proof of service on the other party.

Failure to file within the time period will result in dismissal of your

request for reconsideration as untimely, unless extenuating circumstances

prevented the timely filing of the request. Any supporting documentation

must be submitted with your request for reconsideration. The Commission

will consider requests for reconsideration filed after the deadline only

in very limited circumstances. See 29 C.F.R. � 1614.604(c).

COMPLAINANT'S RIGHT TO FILE A CIVIL ACTION (S0900)

You have the right to file a civil action in an appropriate United States

District Court within ninety (90) calendar days from the date that you

receive this decision. If you file a civil action, you must name as the

defendant in the complaint the person who is the official agency head

or department head, identifying that person by his or her full name and

official title. Failure to do so may result in the dismissal of your

case in court. "Agency" or "department" means the national organization,

and not the local office, facility or department in which you work. If you

file a request to reconsider and also file a civil action, filing a civil

action will terminate the administrative processing of your complaint.

RIGHT TO REQUEST COUNSEL (Z1199)

If you decide to file a civil action, and if you do not have or cannot

afford the services of an attorney, you may request that the Court appoint

an attorney to represent you and that the Court permit you to file the

action without payment of fees, costs, or other security. See Title VII

of the Civil Rights Act of 1964, as amended, 42 U.S.C. � 2000e et seq.;

the Rehabilitation Act of 1973, as amended, 29 U.S.C. �� 791, 794(c).

The grant or denial of the request is within the sole discretion of

the Court. Filing a request for an attorney does not extend your time

in which to file a civil action. Both the request and the civil action

must be filed within the time limits as stated in the paragraph above

("Right to File A Civil Action").

FOR THE COMMISSION:

______________________________

Stephen Llewellyn

Executive Officer

Executive Secretariat

__10-16-07________________

Date

1 Due to a new data system, this case has been re-designated with the

above-referenced appeal number.

2 In Cummings v. Office of Personnel Management, EEOC Appeal No. 01A00726

(April 24, 2000), the Commission reversed the agency's dismissal of the

complaint for failure to state a claim on the grounds that whether or not

infertility is a disability is an issue on the merits of the complaint.

We remanded the matter to the agency for an investigation.

3 Cummings v. Office of Personnel Management, EEOC Appeal No. 01A22203

(May 13, 2004).

4 The court declined to rule on cases involving "pattern and practice"

claims such as those involving a discriminatory salary structure as in

Bazemore v. Friday, 478 U.S. 385 (1986). Id. at 2073.

5 The Commission need not address whether the agency was correct to

deny complainant's second request to amend the complaint for class

certification. The Commission already decided that the agency was

correct to deny a request for class certification because the request

was untimely filed. Cummings v. Office of Personnel Management, EEOC

Appeal No. 01A22203 (May 14, 2003). Therefore, the Commission will not

revisit this issue.

6 An employer will be liable for discrimination in any contract it

enters with an insurance company or health maintenance organization

which provides fringe benefits to employees. 42 U.S.C. � 2112(b)(2);

29 C.F.R. � 1630.6(b). The legislative history of the ADA indicates that

the prohibition against limiting, segregating or classifying an employee

on the basis of a disability includes employer provided health insurance.

Interim Enforcement Guidance on the Application of the Americans with

Disabilities Act of 1990 to Disability Based Distinctions in Employer

provided Health Insurance at 2.

7 The Rehabilitation Act was amended in 1992 to apply the standards in

the Americans with Disabilities Act (ADA) to complaints of discrimination

by federal employees or applicants for employment. Since that time,

the ADA regulations set out at 29 C.F.R. Part 1630 apply to complaints

of disability discrimination.

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0120051222

U.S. EQUAL EMPLOYMENT OPPORTUNITY COMMISSION

Washington, DC 20507

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0120051222