Chapter 19 - CREDIT LIFE, HEALTH, UNEMPLOYMENT AND GROUP PROPERTY INSURANCE
- Section 58-19-1 - Purpose of chapter
- Section 58-19-2 - Definition of terms
- Section 58-19-3 - Life and health insurance connected with credit transactions subject to chapter-Exceptions
- Section 58-19-4 - Forms of credit life insurance and credit health insurance
- Section 58-19-5 - Existing insurance-Choice of insurer
- Section 58-19-5.1 - Credit insurance not to be required for lease
- Section 58-19-6 - Maximum amount of credit life insurance
- Section 58-19-7 - Agricultural credit transaction commitments-Amount of insurance
- Section 58-19-8 - Indemnity payable by credit health insurance-Maximum amount
- Section 58-19-9 - Term of insurance-Commencement
- Section 58-19-10 - Commencement of insurance when evidence of insurability required
- Section 58-19-11 - Duration of term of insurance-Extension-Renewal or refinancing
- Section 58-19-12 - Revision of premium schedule-Filing
- Section 58-19-13 - Premium rate not to exceed scheduled rate-Misdemeanor
- Section 58-19-14 - Amount charged debtor not to exceed premium charged by insurer-Misdemeanor
- Section 58-19-15 - Termination of insurance prior to maturity date-Refund of amount paid by debtor
- Section 58-19-16 - Creditor requiring debtor to pay for insurance-Notice to debtor-Credit to account
- Section 58-19-17 - Issuance of policies
- Section 58-19-18 - Individual policy or group certificate delivered to debtor
- Section 58-19-19 - Contents of individual policy or group certificate
- Section 58-19-20 - Time of delivery of individual policy or group certificate
- Section 58-19-21 - Application or notice delivered to debtor in lieu of policy or certificate
- Section 58-19-22 - Delivery to debtor of policy or certificate after acceptance of insurance
- Section 58-19-23 - Policy received by debtor on nonacceptance of risk by named insurer-Description of substitute insurance
- Section 58-19-24 - Forms-Filing with director
- Section 58-19-25 - Prior policies-Group certificate and notice of proposed insurance, filing and approval by director-Schedules of premium rates
- Section 58-19-26 - Disapproval of filed forms by director
- Section 58-19-27 - Use of disapproved forms unlawful-Reason stated in notice-Hearing on request-Use of forms pending approval
- Section 58-19-28 - Withdrawal of approval of form-Notice and hearing
- Section 58-19-29 - Use of forms unlawful after withdrawal
- Section 58-19-30 - Judicial review of order or final determination of director as to forms
- Section 58-19-31 - Claims-Reporting to insurer-Settlement
- Section 58-19-32 - Settlement or adjustment of claims by person other than insurer prohibited-Creditor not claim representative-Payment by group policyholder
- Section 58-19-33 - Manner of payment of claims
- Section 58-19-34 - Promulgation of rules by director-Purpose and scope
- Section 58-19-35 - Order for compliance issued by director-Notice and hearing
- Section 58-19-36 - Revocation or suspension of license or certificate for violation-Notice and hearing-Judicial review
- Section 58-19-37 - Civil forfeiture for violations of orders of director
- Section 58-19-38 - Citation of chapter
- Section 58-19-39 - Credit unemployment insurance sold in connection with loans subject to chapter
- Section 58-19-40 - Credit unemployment insurance not required by lender in consumer transactions
- Section 58-19-41 - Coverage of credit unemployment insurance to begin first day of unemployment
- Section 58-19-42 - Credit unemployment insurance separately sold and priced-Exception-Not to be required for credit card issuance or renewal
- Section 58-19-43 - Filing of credit unemployment insurance policies, certificates, notices, applications, endorsements, and riders, and premium rate schedules
- Section 58-19-44 - Disapproval by director if premium rates excessive or provisions unjust
- Section 58-19-45 - Test of reasonableness of benefits to premium charged-Prima facie evidence-Restriction on commissions
- Section 58-19-46 - Review of insurance company's actuarial data-Reimbursement of cost
- Section 58-19-47 - Group property insurance authorized by credit card subject to chapter
- Section 58-19-48 - Group property insurance to be sold and priced separately-Exceptions-Insurance not to be condition for issuance or renewal of credit card
- Section 58-19-49 - All group property insurance policies, certificates, and documentation to be filed with the director
- Section 58-19-50 - Disapproval of group property insurance by director-Grounds-Time limit