Section 83-5-873 - Posting of certain insurance policies and endorsements on insurer's website under certain circumstances(1) An insurance policy and an endorsement that does not contain personally identifiable information may be mailed, delivered, or, if the insurer obtains separate, specific consent, posted on the insurer's website. If the insurer elects to post an insurance policy and an endorsement on the insurer's website in lieu of mailing or delivering the policy and endorsement to the insured, the insurer shall comply with the following conditions: (a) The policy and an endorsement must be accessible to the owner or insured and producer of record and remain that way while the policy is in force;(b) After the expiration of the policy, the insurer shall either: (i) Make the expired policy and endorsement available upon request, for a period of five (5) years; or(ii) If the insurer continues to make the expired policy or endorsement available on its website, keep the insured's user ID active for a period of five (5) years;(c) The policy and endorsement must be posted in a manner that enables the insured and producer of record to print and save the policy and endorsement using a program or application that is widely available on the Internet and free to use;(d) The insurer shall provide the following information in, or simultaneous with, each declaration page provided at the time of issuance of the initial policy and any renewals of the policy: (i) A description of the exact policy and endorsement form purchased by the insured;(ii) A description of the insured's right to receive, upon request and without charge, an electronic and/or a paper copy of the policy and endorsement; and(iii) The Internet address at which the policy and endorsement are posted;(e) The insurer, upon an insured's request and once without charge following receipt of the initial copy, shall mail a paper copy of the policy and endorsement to the insured; and(f) The insurer shall provide notice, either electronically or in writing at the insured's option, of any change to the forms or endorsement; the insured's right to obtain, upon request and once without charge following receipt of the initial copy, a paper copy of the forms or endorsement; and the Internet address at which the forms or endorsement are posted.(2) This section does not affect the timing or content of any disclosure or document required to be provided or made available to any insured under applicable law.Added by Laws, 2022, ch. 374, HB 1187,§ 12, eff. 7/1/2022.