DEBT MANAGEMENT ACT
- Section 451.411 - Short title
- Section 451.412 - Definitions
- Section 451.413 - Business of debt management as financial planning service requiring license; exception
- Section 451.414 - License required; contract made by unlicensed person void; persons eligible for exemption
- Section 451.415 - License; application; filing requirements; expiration and renewal of license; books and records; financial statement; licensee with board of directors or equivalent
- Section 451.416 - License; investigation; grounds for issuance or nonissuance; evidence of certification as certified counselor
- Section 451.417 - Applicability of examination provisions
- Section 451.418 - License renewal; application; fee; financial statements; failure to pay fee or penalty
- Section 451.418a - Fraud; notice of intent to prohibit licensure; hearing; order; judicial review; enforcement; violation of final order as misdemeanor; penalty; definitions
- Section 451.419 - License; grounds for denial, revocation, suspension, or postponement; notice; proceedings
- Section 451.420 - Rules; rights, remedies, and procedures
- Section 451.421 - License; applicable provisions
- Section 451.422 - Budget analysis
- Section 451.423 - Initial fee; consent of creditor; presumption
- Section 451.424 - Contract between licensee and debtor; requirements
- Section 451.425 - Trust account
- Section 451.426 - Duties of licensee
- Section 451.427 - Examination of licensee
- Section 451.428 - Fee under debt management plan; purchase of credit reports or educational materials and products; charge for cancellation or default; when contract effective; cancellation of contract; excessive charge
- Section 451.429 - Prohibited practices
- Section 451.430 - Advertisement
- Section 451.431 - Assignment of wages
- Section 451.432 - Rules; decisions, orders, and rulings; electronic filing
- Section 451.433 - Cease and desist order; statement; misdemeanor; powers of department; court order; self-incrimination; injunction or restraining order; criminal proceedings
- Section 451.434 - Violations; penalties; jurisdiction; remedies
- Section 451.435 - Statute of limitations
- Section 451.436 - Disposition of fees
- Section 451.437 - Repeal of MCL 451.451 to 451.468