P.R. Laws tit. 26, § 1107
(1) No life or disability insurance contract upon any person, except a policy of group life insurance or of group or blanket disability insurance, as defined in this title, shall be made or effectuated unless at the time of making the contract the insured, being of competent legal capacity to contract, applies therefor in writing or gives his written consent therefor, except in the following cases:
(a) Either spouse may effectuate such insurance on the other.
(b) Any person having insurable interest in the life of a minor may effectuate an insurance upon the life of or with relation to the minor.
(2) The Commissioner may through regulation require a written application at the time of making the contract on any kind of insurance not included in subsection (1).
History —Ins. Code § 11.070; May 10, 1976, No. 32, p. 84, § 8.