Chapter 140D - CONSUMER CREDIT COST DISCLOSURE
- Section 140D:1 - Definitions
- Section 140D:2 - Consumer credit cost disclosure; exempt transactions
- Section 140D:3 - Rules and regulations
- Section 140D:4 - Finance charge; determination
- Section 140D:5 - Annual percentage rate; determination
- Section 140D:6 - Inaccurate disclosure of finance charge or annual percentage rate; adjustment
- Section 140D:7 - Disclosure of information; multiple creditors or obligors; estimates
- Section 140D:8 - Disclosure of information; clear and conspicuous statements
- Section 140D:9 - Information rendered inaccurate
- Section 140D:10 - Security interest in property used as dwelling; rescission; liability; application
- Section 140D:11 - Disclosure; open end credit plans; statement; contents
- Section 140D:12 - Disclosure; other than open-end-credit plans; statement; contents
- Section 140D:13 - [Repealed]
- Section 140D:14 - Multiple-page advertisements; contents; open-end-credit plan
- Section 140D:15 - Advertisements; other than open-end-credit plans; contents
- Section 140D:15A - Application form or pre-approved written solicitation for open-end credit plan; contents
- Section 140D:16 - Liability of owner or personnel of advertising medium
- Section 140D:17 - Oral response to cost of credit inquiry
- Section 140D:18 - Model disclosure forms and clauses
- Section 140D:19 - Time for sending statement; noncompliance; finance charge
- Section 140D:20 - Sale of goods or services at retail; finance charge under open-end-credit plan; computation
- Section 140D:21 - Application of credit cardholder's funds held by issuer; authorization; agreement statement
- Section 140D:22 - Credit balance exceeding one dollar; periodic statement disclosure; contents
- Section 140D:23 - Transfer of funds following default of debt; written notice; applicability
- Section 140D:24 - Guaranty of obligations of other persons; notice of additional obligations
- Section 140D:25 - Issuance of credit cards
- Section 140D:26 - Cardholder liability for unauthorized use
- Section 140D:27 - Unauthorized use of credit cards
- Section 140D:28 - Liability of business for unauthorized use of credit cards
- Section 140D:28A - Cardholder discounts; surcharges; finance charge
- Section 140D:28B - Participation in credit card plans; conditions
- Section 140D:29 - Rules and regulations; consistency with federal fair credit billing act
- Section 140D:30 - Inspection of records
- Section 140D:31 - Prohibited acts; penalty
- Section 140D:32 - Creditor's failure to comply with law; damages
- Section 140D:33 - Civil actions against subsequent assignees of creditor; written acknowledgement; rescission
- Section 140D:34 - Unfair trade practices; violations
- Section 140D:35 - Limitations on creditors' liability and consumer rescission rights
- Section 140D:36 - Actions necessary for enforcement of determinations by bureau