Section 36-4A-108 - Application of chapter(a) Except as provided in subsection (b), this chapter does not apply to a funds transfer any part of which is governed by the Electronic Fund Transfer Act of 1978 (Title XX, Public Law 95-630, 92 Stat. 3728, 15 U.S.C. Section 1693, et seq.) as amended from time to time.(b) This chapter applies to a funds transfer that is a remittance transfer as defined in the Electronic Fund Transfer Act ( 15 U.S.C. Section 1693o -l) as amended from time to time, unless the remittance transfer is an electronic fund transfer as defined in the Electronic Fund Transfer Act ( 15 U.S.C. Section 1693a ) as amended from time to time.(c) In a funds transfer to which this chapter applies, in the event of an inconsistency between an applicable provision of this chapter and an applicable provision of the Electronic Fund Transfer Act, the provision of the Electronic Fund Transfer Act governs to the extent of the inconsistency.Amended by 2013 S.C. Acts, Act No. 42 (SB 221), s 1, eff. 6/7/2013.1996 Act No. 221, Section 1.