Section 22164 - Rates of interest, charges or cost of loans referenced in advertisement(a) If any person engaged in the business regulated by this division refers in any advertising to rates of interest, charges, or cost of loans or assessment contracts, the commissioner shall require that the rates, charges, or costs are stated fully and clearly in the manner that he or she deems necessary to give adequate information to prospective borrowers or property owners. If the rates or costs advertised do not apply to loans or assessment contracts of all classes made or negotiated by the person, this fact shall be clearly indicated in the advertisement.(b) This section shall become operative on January 1, 2019.Added by Stats 2017 ch 475 (AB 1284),s 64, eff. 10/4/2017.