Rule 18 - Joinder of Claims and Remedies.(a) Joinder of Claims. A party asserting a claim to relief as an original claim, counterclaim, cross-claim, or third party claim, may join, either as independent or as alternate claims, as many claims, legal or equitable, as that party has against an opposing party.(b) Joinder of Remedies; Fraudulent Conveyances. Whenever a claim is one heretofore cognizable only after another claim has been prosecuted to a conclusion, the two (2) claims may be joined in a single action; but the court shall grant relief in that action only in accordance with the relative substantive rights of the parties. In particular, a plaintiff may state a claim for money and a claim to have set aside a conveyance fraudulent as to the plaintiff without first having obtained a judgment establishing the claim for money. This rule shall not be applied in actions to recover for personal injury or property damage so as to permit the joinder of a liability or indemnity insurance carrier, unless such carrier is by law or contract liable to the person injured or damaged and is directly subject to suit to enforce such liability.