Chapter 284-24A - Rules that apply to insurers that use credit history for personal insurance underwriting or rating
- Section 284-24A-001 - What is the purpose of these rules?
- Section 284-24A-005 - Definitions that apply to this chapter
- Section 284-24A-007 - Filing documents incorporated by reference into this chapter
- Section 284-24A-010 - What must an insurer tell a consumer when it takes an adverse action?
- Section 284-24A-011 - What types of information must an insurer provide in addition to the reason(s) for the adverse action to comply with WAC 284-24A-010(2)?
- Section 284-24A-012 - What types of reasons do not provide enough information to adequately explain an adverse action?
- Section 284-24A-015 - When must an insurer file the insurance scoring model to comply with the law?
- Section 284-24A-020 - Filing an insurance scoring model
- Section 284-24A-025 - Filings by insurance scoring model vendors
- Section 284-24A-030 - Confidentiality of insurance scoring models
- Section 284-24A-032 - Under RCW 48.19.035 (2)(b) what does "eligibility rules or guidelines" mean?
- Section 284-24A-033 - How will an insurer or a group of affiliated insurers know its eligibility rules or guidelines will be withheld from public inspection?
- Section 284-24A-035 - What will the commissioner do with the insurance scoring model after he or she receives it?
- Section 284-24A-040 - What action will the commissioner take if a model does not comply with Washington law?
- Section 284-24A-045 - If an insurer uses credit history or insurance scores to segment personal insurance business for rating purposes, how can the insurer show that its rating plan results in premium rates that are not excessive, inadequate, or unfairly discriminatory?
- Section 284-24A-050 - What types of information must an insurer include in a multivariate analysis?
- Section 284-24A-055 - Should an insurer submit actuarial data based on demographic factors with an insurance scoring model or with a rate filing?
- Section 284-24A-065 - Questions and answers
- Section 284-24A-090 - Temporary prohibition of use of credit history (Repealed)