Utah Admin. Code 305-5-3

Current through Bulletin 2024-23, December 1, 2024
Section R305-5-3 - Definitions
(1) "Employee" means an "employee," "worker," or "operative" as defined in UCA Section 34A-2-104 who works in the State at least 30 hours per calendar week, and meets employer eligibility waiting requirements for health care insurance which may not exceed the first day of the calendar month following 90 days from the date of hire.
(2) "Health benefit plan" has the same meaning as provided in UCA Section 31A-1-301.
(3) "Qualified health insurance coverage" means at the time the contract is entered into or renewed:
(a) a health benefit plan and employer contribution level with a combined actuarial value at least actuarially equivalent to the combined actuarial value of the benchmark plan (posted at http://dfcm.utah.gov/downloads/Health%20Insurance%20Benchmark.pdf) determined by the Children's Health Insurance Program under UCA Section 26-40-106(2)(a), and a contribution level of 50% of the premium for the employee and the dependents of the employee who reside or work in the state, in which:
(i) the employer pays at least 50% of the premium for the employee and the dependents of the employee who reside or work in the state; and
(ii) for purposes of calculating actuarial equivalency under this Subsection (3)(a):
(A) rather than the benchmark plan's deductible, and the benchmark plan's out-of-pocket maximum based on income levels the deductible is $750 per individual and $2,250 per family; and the out-of-pocket maximum is $3,000 per individual and $9,000 per family;
(B) dental coverage is not required; and
(C) other than UCA Section 26-40-106(2)(a), the provisions of UCA Section 26-40-106 do not apply; or
(b)
(i) is a federally qualified high deductible health plan that, at a minimum, has a deductible that is either the lowest deductible permitted for a federally qualified high deductible health plan; or a deductible that is higher than the lowest deductible permitted for a federally qualified high deductible health plan, but includes an employer contribution to a health savings account in a dollar amount at least equal to the dollar amount difference between the lowest deductible permitted for a federally qualified high deductible plan and the deductible for the employer offered federally qualified high deductible plan;
(ii) an out-of-pocket maximum that does not exceed three times the amount of the annual deductible; and
(iii) under which the employer pays 75% of the premium for the employee and the dependents of the employee who work or reside in the state.
(4) "Subcontractor" has the same meaning provided for in UCA Section 63A-5-208.

Utah Admin. Code R305-5-3