Current through Register Vol. 63, No. 8, August 1, 2024
Section 441-755-0210 - Unfair or Deceptive PracticesIt is an unfair or deceptive practice for a licensee to:
(1) Impose fees contrary to posted information at the location where the payment instrument is cashed.(2) Refuse to accept valid and current government-issued photo identification presented by the customer, resulting in greater fees being charged to the customer.(3) Charge fees other than the rate most favorable to the consumer when a payment instrument could fit into more than one category described in ORS 697.520.(4) Limit the amount of cash provided to a customer or require a customer to receive a payment, in whole or in part, by a method that causes the customer to pay additional or further fees to the licensee or other persons. This section does not apply to a transaction initiated by a customer request for a money order or other alternative forms of payment.(5) Require a customer to cash separate payment instruments in a manner to avoid the limitations on the fees that may be charged.(6) Alter or delete any information on a cashed payment instrument.(7) Charge check-cashing fees on a postdated payment instrument accepted from a customer in a payday loan transaction with a licensee that also holds a short-term lending license.Or. Admin. R. 441-755-0210
FCS 8-2007, f. & cert. ef. 11-30-07; FCS 3-2012, f. & cert. ef. 7-23-12Stat. Auth.: ORS 697.550
Stats. Implemented: ORS 697.520 & 697.530