N.J. Admin. Code § 11:3-39.3

Current through Register Vol. 56, No. 24, December 18, 2024
Section 11:3-39.3 - Definitions

The following words and terms, when used in this subchapter, shall have the following meanings, unless the context clearly indicates otherwise.

"Alarm" means a device which emits sounds audible at 300 feet or more, such as a horn, bell or siren, but does not include those sounds that reasonably may be confused with police or emergency response vehicle sirens.

"Automobile physical damage insurance" means a policy providing one or more of the following coverages:

1. Collision;

2. Comprehensive; and

3. Fire and theft.

"Electronic lock or keyless lock device" means an electronic coding device possessing 10,000 possible combinations or more, which may be unlocked by use of a keyboard or similar data entry device or by means of a remote control device.

"Inspection" means a physical examination of an automobile by an authorized representative of the insurer, in accordance with the standards set forth at N.J.A.C. 11:3-36.6.

"Insured" means the named insured, as defined in the policy, or an applicant for automobile physical damage insurance.

"Insurer" means any person authorized to write automobile insurance in New Jersey, including any residual market mechanism, and includes all affiliated companies within a group.

"Nonpassive" means a device or system designed to remain inoperative and nonfunctional until actively engaged by the user.

"Passive" means a device or system designed to become automatically operative and functional when the automobile's ignition key is moved or stationed in the off position.

"Private passenger automobile" means a vehicle that meets the definition at N.J.S.A. 39:6A-2.

"Tubular lock" means a lock which may be opened by a specific cylindrically shaped key and which possesses at least 50,000 possible combinations.

N.J. Admin. Code § 11:3-39.3