Nev. Admin. Code § 485.157

Current through September 16, 2024

Section 485.157 - Electronic query by Department requesting verification of insurance: Contents; response by insurer

1. An electronic query by the Department requesting an insurer to verify a motor vehicle liability policy through a system created pursuant to NRS 485.313 will include, without limitation:

(a) The full legal name of the owner of the motor vehicle that is the subject of the query;

(b) The vehicle identification number of the motor vehicle that is the subject of the query;

(c) The policy number; and

(d) The company code assigned to the insurer by the National Association of Insurance Commissioners.

2. Upon receipt of such a query from the Department, an insurer shall transmit a response using the system to the Department within the period set forth in the list of specifications published by the Department.

3. The response to the query by the insurer must indicate that the insurer confirms the validity of the insurance or that the validity of the insurance is unconfirmed.

4. A statement that the insurance is confirmed must be provided if:

(a) Information included in the query transmitted by the Department matches information maintained by the insurer which indicates that the insurer has issued or amended a motor vehicle liability policy that covers the vehicle which is the subject of the query;

(b) The motor vehicle liability policy identified in the query:

(1) Meets the requirements set forth in NRS 485.185; and

(2) Is effective on the date specified in the query; and

(c) The insurer:

(1) Is an insurance company licensed by the Division of Insurance of the Department of Business and Industry and approved to do business in this State as required by NRS 485.185; and

(2) Has provided evidence of insurance to the insured as required by NRS 690B.023.

5. If an insurer responds to a query that the insurance is unconfirmed, the insurer may include in its response a reason why the query is unconfirmed. The reason must be identified in conformity with the list of specifications published by the Department.

Nev. Admin. Code § 485.157

Added to NAC by Dep't of Motor Veh. by R171-09, eff. 4-20-2010

NRS 485.130, 485.313, 485.314