Section 140.21 - Names of Debtors who are Individuals950 CMR 140.21 applies to the name of an individual that is a debtor or a secured party on a UCC record:
(1)Individual Name Fields. The names of individuals are stored in a field that includes only the names of individuals, and not the names of organizations. Separate data entry fields are established for first personal, surname and additional names (initials) of individuals. A filer should place the name of a debtor with a single name (e.g., "Cher") in the surname name field. The filing officer assumes no responsibility for the accurate designation of the components of a name but will enter the data in accordance with the filer's designations and exactly as provided by the filer.(2)Titles and Prefixes before Names. Titles and prefixes, such as "Doctor," "Reverend," "Mr.," and "Ms.," should not be entered in the UCC information management system. However, 950 CMR 140.21(1) provides that when a UCC record is submitted with designated name fields, the data will be entered in the UCC information management system exactly as it appears.(3)Titles and Suffixes after Names. Titles or indications of status such as "M.D." and "Esquire" are not part of an individual's name and should not be provided by filers in UCC records. Suffixes that indicate which individual is being named, such as "Senior," "Junior," "I", "II," and "III," are appropriate. In either case, as provided in 950 CMR 140.21(1), they will be entered into the information management system exactly as received.(4)Truncation - Individual Names. Personal name fields in the UCC database are fixed in length. Although filers should continue to provide full names on their UCC records, a name that exceeds the fixed length is entered as presented to the filing office, up to the maximum length of the data entry field. The length of data entry name fields are as follows:(a)First Personal Name: 25 characters.(b)Surname: 35 characters.(c)Additional Names (Initials) 25 characters.(d)Suffix: ten characters.