Section 41.07 - Annual Notice to Insureds(1) Annually, as of May 1st, Carriers shall provide to the Division a sample copy of the notice that describes all of the Carrier's health benefit plans and corresponding premiums for which the insured is eligible under M.G.L. c. 176J. (a) The notice must be sent to insureds at least at the time that Carriers send notice of premium rate changes.(b) The notice shall include the following information: 1. A brief description of the plans.2. An explanation of the premium for each plan. A Carrier may meet the requirement of 211 CMR 41.07(1) by including in the notice language that refers the insured to resources where the information can be accessed, including but not limited to an internet website. The term "internet website" shall include "intranet website" and "electronic mail" or "e-mail". The Carrier shall provide free of charge a paper copy of this information if the Subscriber requests such a paper copy. The Carrier shall provide a toll-free telephone number for the Subscriber to call with any questions or requests.(2) Carriers shall certify to the Division that they will deliver to every Subscriber the annual notice provided in 211 CMR 41.07(1). Carriers shall file with the Division the certification required by 211 CMR 41.07(2) annually, but no later than 45 days prior to a change in rates.