The purpose of 211 CMR 36.00 is to ensure that individuals who seek or obtain life and health insurance coverage (including disability insurance coverage) are not unfairly discriminated against, are fully informed of the extent to which HIV-related information is used by carriers, of the implications of HIV-related testing and to ensure that the confidentiality of such information is maintained by carriers, insurance producers and those persons or entities that act on their behalf in connection with insurance transactions. 211 CMR 36.00 applies to any testing for HIV or use of HIV-related information for insurance purposes.
211 CMR, § 36.01