Chapter 482-1-091 - LONG TERM CARE INSURANCE
- Section 482-1-091-.01 - Purpose
- Section 482-1-091-.02 - Authority
- Section 482-1-091-.03 - Applicability And Scope
- Section 482-1-091-.04 - Definitions
- Section 482-1-091-.05 - Policy Definitions
- Section 482-1-091-.06 - Policy Practices And Provisions
- Section 482-1-091-.07 - Unintentional Lapse
- Section 482-1-091-.08 - Required Disclosure Provisions
- Section 482-1-091-.09 - Prohibition Against Post-Claims Underwriting
- Section 482-1-091-.10 - Minimum Standards For Home Health And Community Care Benefits In Long-Term Care Insurance Policies
- Section 482-1-091-.11 - Requirement To Offer Inflation Protection
- Section 482-1-091-.12 - Requirements For Application Forms And Replacement Coverage
- Section 482-1-091-.13 - Discretionary Powers Of Commissioner
- Section 482-1-091-.14 - Reserve Standards
- Section 482-1-091-.15 - Loss Ratio
- Section 482-1-091-.16 - Filing Requirement
- Section 482-1-091-.17 - Standard Format Outline Of Coverage
- Section 482-1-091-.18 - Requirement To Deliver Shopper's Guide
- Section 482-1-091-.19 - Reporting Requirements
- Section 482-1-091-.20 - Permitted Compensation Arrangements
- Section 482-1-091-.21 - Filing Requirements For Advertising
- Section 482-1-091-.22 - Standards For Marketing
- Section 482-1-091-.23 - Suitability
- Section 482-1-091-.24 - Prohibition Against Preexisting Conditions And Probationary Periods In Replacement Policies Or Certificates
- Section 482-1-091-.25 - Nonforfeiture Benefit Requirement
- Section 482-1-091-.26 - Standards For Benefit Triggers
- Section 482-1-091-.27 - Additional Standards For Benefit Triggers For Qualified Long-Term Care Insurance Contracts
- Section 482-1-091-.28 - Required Disclosure Of Rating Practices To Consumers
- Section 482-1-091-.29 - Initial Filing Requirements
- Section 482-1-091-.30 - Premium Rate Schedule Increases
- Section 482-1-091-.31 - Penalties
- Section 482-1-091-.32 - Producer Licensing And Training Requirements
- Section 482-1-091-.33 - Availability Of New Services Or Providers
- Section 482-1-091-.34 - Right To Reduce Coverage And Lower Premiums
- Section 482-1-091-.35 - Separability
- Section 482-1-091-.36 - Effective Date
- Appendix A - Rescission Reporting Form
- Appendix B - Personal Worksheet
- Appendix C - Disclosure Form
- Appendix D - Response Letter
- Appendix E - Claims Denial Reporting Form
- Appendix F - Potential Rate Increase Disclosure Form
- Appendix G - Replacement And Lapse Reporting Form