COFFIN, Senior Circuit Judge.

Malek Ahmed ("Ahmed") appeals the district court's grant of summary judgment for the defendants, who he maintains conspired to deprive him of property he owned in Providence, Rhode Island. Specifically, Ahmed challenges the dismissal of his claims under the Racketeering and Corrupt Organizations Act ("RICO"), arguing that his complaint was sufficiently detailed to establish fraud when given the lenient reading he should have been afforded as a pro se plaintiff. In a related appeal, Ahmed contends that the district court erred in not setting aside the dismissal under Rule 60(b). We affirm both judgments.

I. FACTS

We recite the facts in the light most favorable to the plaintiff, the non-moving party. See McEvoy Travel Bureau, Inc. v. Heritage Travel, Inc., 904 F.2d 786, 787 (1st Cir. 1990). However, we must emphasize that while Ahmed would prefer us to assess this case and the underlying facts on the basis of the Amended Complaint he has submitted on appeal, we are limited in our review to the record below, and specifically to the complaint that was filed with the district court. See Fed.R.App.P. 10.

The facts of this case concern various transactions relating to property held by Ahmed at 47 Maple Street ("47 Maple") in Providence. Ahmed initially entered into a purchase and sale agreement with one William Larson in October of 1988, contingent upon Larson obtaining financing. Ahmed retained defendant Charles Greenwood to represent him in the transaction, and received a $5,000 deposit from Larson which he gave to Greenwood to hold in escrow. On October 20, 1988, Larson notified Ahmed that he had been unable to obtain financing; Ahmed asserts that he then requested Greenwood to return Larson's deposit, but that this was not done until December 20.

On December 16, Ahmed entered into a second purchase and sale agreement for 47 Maple, this time with Irwin Loft/CCAS. Ahmed again was represented by Greenwood, and he received a $25,000 deposit from Loft. On December 19, the first potential purchaser, Larson, recorded his agreement. On December 23, Loft requested that defendant MGT place a lien on Maple Street in order to secure his deposit.

On March 8, 1989, shortly before the closing between Ahmed and Loft/CCAS, Loft gave Ahmed an additional $30,000. The closing itself occurred on March 14, but was followed the next day by the filing of a lis pendens by Larson, based on his earlier agreement with Ahmed. This lien was discovered by MGT, which informed Ahmed that the closing with Loft would be voided as a result. Larson then sued Ahmed for specific performance.

On July 12, Ahmed executed in favor of Loft a number of documents denominated "Promissory Note Secured by Mortgage," relating to 47 Maple and several other properties. He maintains that he thought these were just receipts for the moneys he had received from Loft, though Loft contends that the documents were intended to create security for the money he had given to Ahmed. Loft unsuccessfully attempted to foreclose on these notes for non-payment by Ahmed in 1991 and 1992, and then transferred them to Jon and Carol Rosenblatt on April 17, 1993. Ahmed subsequently brought suit on February 17, 1995, alleging that the above incidents were all part of a scheme concocted by the defendants to defraud him of his interest in 47 Maple and the related properties.

A magistrate judge issued a report and recommendation that Ahmed's complaint be dismissed, saying that Ahmed had failed to plead predicate acts, pattern, and enterprise, as required for the RICO claim. Judge Pettine subsequently accepted these recommendations, stating in his order that Ahmed had failed to plead sufficient facts to establish instances of mail and wire fraud, a pattern of racketeering activity, or the existence of an enterprise affecting interstate commerce. Judge Pettine further found that Ahmed was afforded appropriate leniency as a pro se litigant. Ahmed sought relief under Rule 60(b), claiming the district court erred in dismissing his complaint, but the district court rejected this. Ahmed appeals both the original judgment and the denial of his post-judgment motion.

II. The First Appeal.

Ahmed raises three claims in his challenge to the district court's grant of summary judgment. Our review is plenary. Feinstein v. Resolution Trust Corp., 942 F.2d 34, 34 (1st Cir. 1991).

A. Dismissal of the RICO claim.

Ahmed argues that the district court wrongly concluded that he failed to plead sufficient facts to demonstrate a RICO violation. We begin by briefly reviewing the well established requirements for such a claim.

A RICO plaintiff must allege a pattern of racketeering activity involving at least two predicate acts, the second of which must occur within 10 years of the first. 18 U.S.C. Section(s) 1961(5). Predicate acts under this statute are acts indictable under any one or more of certain specified laws, including the mail and wire fraud statutes. See Feinstein, 942 F.2d at 42; see also McEvoy, 904 F.2d at 788. Furthermore, a RICO plaintiff must allege the existence of an enterprise, which the statute defines as including: "any individual, partnership, corporation, association, or other legal entity, and any union or group of individuals associated in fact although not a legal entity." 18 U.S.C. §(s) 1961(4). Ahmed's complaint fails to establish any of these three requirements with sufficient detail to survive summary judgment.

Turning first to predicate acts, we previously have noted "[i]t is not enough for a plaintiff to file a RICO action, chant the statutory mantra, and leave the identification of predicate acts to the time of trial." See Feinstein, 942 F.2d at 42. Ahmed's pleading contains only the bald assertion that the defendants (unspecified) used the U.S. mails to fraudulently convey their interests in Ahmed's properties, that the defendants (again unspecified) used the U.S. Postal Service by mailing unspecified materials, and that the defendants used wire communications.

Despite well settled law in this circuit that RICO pleadings of mail and wire fraud must state the time, place and content of the alleged mail and wire communications perpetrating that fraud, see Becher, 829 F.2d at 291, Ahmed's complaint supplies no times, places, or contents. The record is similarly devoid of evidence which would support Ahmed's contentions. He has therefore failed to show the required predicate acts.

Failure to plead predicate acts adequately is enough to sink his RICO claim. We nonetheless briefly consider the other RICO elements. Following the Supreme Court's lead in H.J., Inc. v. Northwestern Bell Tel. Co., 492 U.S. 229, 238 (1989), we have held that a plaintiff seeking to establish a RICO "pattern" must show that the predicate acts are related and that they amount to or pose the threat of continued criminal activity (the "continuity" requirement). See Feinstein, 942 F.2d at 44; see also McEvoy, 904 F.2d at 788.

In order to demonstrate relatedness, the predicate acts must have the same or similar purposes, participants, victims, or methods, or otherwise be interrelated by distinguishing characteristics and not be isolated events. See Feinstein, 942 F.2d at 44; see also Fleet Credit Corp. v. Sion, 893 F.2d 441, 445 (1st Cir. 1990). Ahmed's minimal assertions do not permit us to realistically assess the purposes, participants, or methods of the alleged acts to determine their relatedness.

In supporting the continuity prong of the pattern requirement, a plaintiff must show either that the related predicates "amounted to" continued criminal activity or that there was, even though the predicate acts did not span a significant time, a "threat" or realistic prospect of continued activity in time yet to come. See Feinstein, 942 F.2d at 45. Here, absent sufficient allegations of both predicate acts and relatedness, the "amounted to" threshold has not been reached. Similarly, the "threat" approach is unavailable; there is no allegation that, after the attempted foreclosure, such conduct was an ongoing entity's way of doing business

Finally, on the enterprise element, Ahmed fails to allege that the defendants were together part of any legal entity, and again, the complaint's mere allegation that an enterprise existed does nothing to support that claim or demonstrate how the defendants were purportedly associated in fact. We therefore must conclude that Ahmed failed to make his case on this point as well.

Because Ahmed failed to establish any of the three necessary elements of a RICO claim, the district court properly dismissed his complaint.

B. The Becher second determination.

Ahmed attempts to resuscitate his claim under the "second determination" approach we adopted in Becher, 829 F.2d at 290. We said there that Rule 9(b) has a special gloss in the RICO context in cases where a plaintiff's specific allegations make it likely that a defendant has used interstate mails or wire, and where this information is in the exclusive control of the defendant: before granting a motion to dismiss, a district court should make a second determination as to whether further discovery is warranted and, if so, the plaintiff should be provided with the opportunity to amend the complaint after the completion of this discovery. See id. Ahmed contends that the magistrate judge and the district court judge erred in not conducting such a second determination. We disagree.

We must stress again that the application of the Becher second determination is neither automatic, nor of right, for every plaintiff. See Feinstein, 942 F.2d at 44. Furthermore, not every use of the mails or wires in furtherance of an unlawful scheme to deprive another of property constitutes wire or mail fraud. See McEvoy, 904 F.2d at 791. Ahmed failed to supply specific allegations which would indicate that critical information was in the sole possession of the defendant. Ahmed therefore was not entitled to a Becher second determination.

C. Pro se leniency.

Finally, Ahmed contends that he should have been accorded greater leniency due to his pro se status. Our judicial system zealously guards the attempts of pro se litigants on their own behalf. We are required to construe liberally a pro se complaint and may affirm its dismissal only if a plaintiff cannot prove any set of facts entitling him or her to relief. See Rockwell v. Cape Cod Hosp., 26 F.3d 254, 255 (1st Cir. 1994). However, pro se status does not insulate a party from complying with procedural and substantive law. See Eagle Eye Fishing Corp. v. United States Dep't. of Commerce, 20 F.3d 503, 506 (1st Cir. 1994). The policy behind affording pro se plaintiffs liberal interpretation is that if they present sufficient facts, the court may intuit the correct cause of action, even if it was imperfectly pled. This is distinct from the case at hand, in which the formal elements of the claim were stated without the requisite supporting facts.

Ahmed's pro se status was clearly recognized by both the magistrate judge and district court: the magistrate judge noted in his report and recommendation that Ahmed was proceeding pro se, while Judge Pettine's order specifically recognized that Ahmed was pro se and that his complaint was therefore to be construed liberally. However, Judge Pettine also stated that even under a liberal interpretation of his complaint, Ahmed failed to adequately allege the elements of a RICO violation. We agree.

III. The Second Appeal

A. Rule 60(b).

We now turn to Ahmed's claim that the district court erred in dismissing his claim for relief under Rule 60(b). We begin with a short synopsis of the procedural history of this second part of the appeal.

Ahmed's original appellate brief was filed with this court on June 7, 1996. Before defendants had filed their briefs, Ahmed filed a motion to amend his complaint and filed an amended complaint with the circuit. We denied his motion, and ordered that any request to amend be presented to the district court. Ahmed therefore filed a motion to reopen, reconsider, and rehear in the district court under Rule 60(b). At the district court's request, we remanded to permit the 60(b) motion to go forward, whilst retaining jurisdiction over the original appeal and staying proceedings on it.

The defendants filed timely objections, and a hearing was held by the magistrate judge, who denied plaintiff's motion on the ground that he had failed to meet Rule 60(b)'s criteria. He specifically found that the amended complaint, though longer and more detailed than that originally filed by Ahmed, was in substance the same. He also found that exceptional circumstances were not present in this case, and that, due to the amount of time that had passed since judgment was rendered, it would be prejudicial to the defendants to assume the burden of defending the case at that point. Ahmed objected to this order; Judge Pettine affirmed it. Ahmed then appealed that denial to this circuit, where it was consolidated with his earlier appeal.

Our review of the denial of a motion under Rule 60(b) is for abuse of discretion. See Hoult v. Hoult, 57 F.3d 1, 3 (1st Cir. 1995). Our review is limited to the denial of the 60(b) motion, not the merits of the underlying judgment. See id. We will find an abuse of discretion only when we are left with a definite and firm conviction that the lower court committed a clear error of judgment in the conclusion it reached when weighing all the relevant factors. See United States v. Boch Oldsmobile, Inc., 909 F.2d 657, 660 (1st Cir. 1990). Such is not the case here.

Ahmed raises claims under both RulAhmed first contends that the lower courts committed a "mistake" under Rule 60(b)(1) in not according him a second determination under Becher prior to dismissing his complaint under Rule 12(b)(6). As discussed above, Ahmed was not entitled to a Becher second determination because he failed to allege specific facts which would require the district court to initiate additional proceedings. However, even if this were not the case, Ahmed's claim on this point would still fail: in this circuit, wrongly deciding a point of law is not a "mistake" as we have defined that term under Rule 60(b)(1). See Hoult, 57 F.3d at 5; see also Silk v. Sandoval, 435 F.2d 1266, 1267-68 (1st Cir. 1971).

B. Rule 60(b)(6).

Ahmed next claims that he is entitled to relief under Rule 60(b)(6), the catchall clause. Rule 60(b)(6) motions should be granted only where exceptional circumstances justifying extraordinary relief exist. See Valley Citizens for a Safe Environment v. Aldridge, 969 F.2d 1315, 1317 (1st Cir. 1992). Under the Federal Rules, district courts have broad discretion to determine whether such circumstances exist. See id. Additionally, a 60(b)(6) movant must make a suitable showing that the movant has a meritorious claim. See Cotto v. United States, 993 F.2d 274, 280 (1st Cir. 1993).

While we have no doubt that Ahmed has experienced a disquieting set of reversals and possible breaches of faith with various parties, he simply has been unable to demonstrate a colorable claim under RICO. There has been no showing, beyond counsel's hyperbolic assertions, that extraordinary circumstances justifying such exceptional relief exist here. In this situation, we are therefore loath to disturb the well reasoned decision of the lower court which had before it all the documents we have now reviewed, as well as the parties and their counsel, and as such was in a superior position to make a determination on this issue.

As the Supreme Court noted in Ackermann v. United States, 340 U.S. 193, 211-12 (1950), in affirming the denial of a 60(b) motion, "[t]here must be an end to litigation someday. . . ." That day has arrived for this particular case. Both judgments of the district court are affirmed.