Section 81-18-35 - Journal of mortgage transactions for Mississippi residential loans that licensee originates and/or funds; journal of serviced loans for Mississippi residential loans that licensee owns and/or services(1) Each licensee shall maintain a journal of mortgage transactions at the principal place of business as stated on its license for all Mississippi residential loans that the licensee originated and/or funded. This journal shall be separate from non-Mississippi loans. The journal shall include at least the following information: (a) Name of applicant and co-applicant, if applicable;(c) Disposition of loan application, indicating date of loan closing, loan denial, withdrawal and name of lender if applicable;(2) Each licensee shall maintain a journal of serviced loans at the principal place of business as stated on its license, for all Mississippi residential loans that the licensee owns and/or services. This journal shall be kept separate from non-Mississippi loans. The journal shall include at least the following information: (a) The number of mortgage loans the licensee is servicing;(b) The type and characteristics of the loans;(c) The number of serviced loans in default, along with a breakdown of thirty-, sixty- and ninety-day delinquencies;(d) Information on loss mitigation activities, including details on workout arrangements undertaken and date loss mitigation application was submitted/approved/denied;(e) Information on foreclosures commenced and completed;(f) Name of applicant and co-applicant, if applicable; and(g) Date the loan was boarded/deboarded, if applicable. Laws, 2000, ch. 579, § 18; reenacted without change, Laws, 2002, ch. 500, § 19; reenacted without change, Laws, 2004, ch. 364, § 19; reenacted and amended, Laws, 2007, ch. 581, § 20; reenacted without change, Laws, 2010, ch. 462, § 21; reenacted and amended, Laws, 2012, ch. 571, § 20, eff. 7/1/2012.Reenacted without change by Laws, 2020, ch. 310, SB 2427,§ 21, eff. 7/1/2020.Reenacted and amended by Laws, 2016, ch. 360, SB 2504, 21, eff. 7/1/2016.Amended by Laws, 2013, ch. 499, SB 2696, 8, eff. 7/1/2013.