Section 2 AAC 39.020 - Application for long-term care insurance(a) A benefit recipient who elects long-term care insurance shall apply for that insurance on a form provided by the administrator. Except as provided in (b) and (c) of this section, application for that insurance must be made before the effective date of retirement.(b) A person applying for a survivor benefit and electing long-term care insurance shall submit an application for that insurance when the person applies for the survivor benefit.(c) A person applying for a disability benefit and electing long-term care insurance shall submit an application for that insurance within 60 days of the person's approval for the disability benefit.(d) A spouse who elects to continue coverage under 2 AAC 39.010(e) shall make the election on a form provided by the administrator. The election must be made no later than 60 days after the spouse's coverage under a benefit recipient's joint coverage is discontinued. Retroactive premiums are required to prevent a lapse in coverage.(e) Failure to make timely application as provided in (a) through (d) of this section will result in the loss of all rights to apply for or obtain long-term care insurance under this chapter. The administrator may waive this requirement if extraordinary circumstances are demonstrated to the satisfaction of the administrator. Need, or the awareness of need, for long-term care insurance arising after the application period has ended is not an extraordinary circumstance.Eff. 11/12/86, Register 100; am 2/1/93, Register 125