Appellate Division of Massachusetts December 1996 casesSafety Fund National Bank v. HurtubiseCarlson Crafted Homes v. Comm. Union Ins. Cos.Dinsfriend v. Fine Arts Express, Inc.Depena v. Horace Mann Insurance CompanyCox v. Safety InsuranceA T T Universal Card Ser. v. ReynoldsDos Santos v. Stop & Shop Supermarket Co.