A purchaser of real estate takes it subject to the rights of anyone in actual possession. Karsznia v. Kelsey, 262 S.W.2d 844, 846 (Mo. 1953); Willett v. Centerre Bank of Branson, 792 S.W.2d 916, 919 (Mo.App.S.D. 1990); Hayward v. Arnold, 779 S.W.2d 342, 345 (Mo.App.W.D. 1989). A purchaser is charged with such knowledge as he could have obtained from the party in possession upon reasonable inquiry. Hallauer v. Lackey, 353 Mo. 1244, 188 S.W.2d 30, 34 (1945); Woodbury v. Connecticut Mutual Life Ins. Co., 350 Mo. 527, 166 S.W.2d 552, 555 (1942).

The tower was 2000 feet tall, annexed to land subject to a renewable, fifty-year lease, and taxed as leased real property. We are satisfied that the tower constitutes real property. Cf. Willett v. Centerre Bank, 792 S.W.2d 916, 919 (Mo.Ct.App. 1990) (items such as mirrors and shelving constitute trade fixtures). International and National both contend that the district court erred in concluding that the "your work," "your product" and "custody, care and control" exclusions contained in their policies did not preclude coverage.

Trade fixtures, even those attached to the building, unless the parties provide otherwise, are generally considered to be retained by the tenant. Willett v. Centerre Bank of Branson, 792 S.W.2d 916, 919 (Mo.App. 1990). Home Ins. identifies trade fixtures that should not have been a part of the damages as interior finishes (without further detail), fire protection systems, heating, ventilating and air conditioning system, and the electrical and lighting systems.