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TA Financial, Inc. v. Discover Bank

Supreme Court of Alabama
Apr 13, 2007
967 So. 2d 90 (Ala. 2007)

Summary

holding that a defendant's filing of an answer before a hearing was held on a default-judgment motion " ‘cured’ " the default and, thus, that the entry of a default judgment was improper

Summary of this case from Justice v. Wallace

Opinion

No. 1060301.

April 13, 2007.

Appeal from the Circuit Court, Jackson County, No. CV-05-10, William W. Haralson, J.

Jay E. Emerson, Jr., of Higgs Emerson, Huntsville, for appellant.

Submitted on appellant's brief only.


TA Financial, Inc. ("TA"), appeals from a default judgment against it awarding injunctive relief to Discover Bank ("Discover") in an action filed by Discover against TA and others. We reverse and remand.

On June 14, 2006, Discover filed a motion for a default judgment against TA based solely on TA's failure to file, through counsel, an answer to Discover's complaint. The motion indicated that the trial court would consider it at a hearing on June 22. Significantly, on June 21, counsel filed an answer on behalf of TA.

The record indicates that the hearing was held on June 22. However, the record does not include a transcript of that hearing. Subsequently, the trial court granted Discover's motion and entered a judgment by default against TA for the injunctive relief sought by Discover.

TA, pursuant to Ala. R. Civ. P. 55(c), filed a motion to set aside the judgment by default. The motion was denied by operation of law pursuant to Ala. R. Civ. P. 59.1. TA then appealed to this Court.

TA argues that "the defect complained of by Discover [in its motion for a judgment by default] was rectified prior to the trial court's order granting default." TA's brief, at 30. Our review of the record confirms that TA's answer was filed before the hearing on the motion. Consequently, as Discover concedes in correspondence to this Court, "the filing of that answer cured the default before any default judgment was entered. Thus, the default judgment should not have been entered."

For these reasons, the default judgment against TA is reversed, and the cause is remanded for further proceedings.

REVERSED AND REMANDED.

COBB, C.J., and SEE, SMITH, and PARKER, JJ., concur.


Summaries of

TA Financial, Inc. v. Discover Bank

Supreme Court of Alabama
Apr 13, 2007
967 So. 2d 90 (Ala. 2007)

holding that a defendant's filing of an answer before a hearing was held on a default-judgment motion " ‘cured’ " the default and, thus, that the entry of a default judgment was improper

Summary of this case from Justice v. Wallace

In TA Financial, Inc. v. Discover Bank, 967 So.2d 90 (Ala.2007), the supreme court reversed a default judgment entered by the trial court when the defendant had filed its answer before the hearing on the plaintiff's motion for a default judgment, holding that “ ‘the filing of that answer cured the default before any default judgment was entered.

Summary of this case from Winford v. Winford
Case details for

TA Financial, Inc. v. Discover Bank

Case Details

Full title:TA FINANCIAL, INC. v. DISCOVER BANK

Court:Supreme Court of Alabama

Date published: Apr 13, 2007

Citations

967 So. 2d 90 (Ala. 2007)

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