Opinion
June 5, 1992
Appeal from the Supreme Court, Monroe County, Curran, J.
Present — Boomer, J.P., Balio, Lawton, Fallon and Doerr, JJ.
Order unanimously affirmed without costs. Memorandum: We agree with Supreme Court's conclusion that the loss suffered by plaintiff is the result of a latent defect and, as such, is specifically and unambiguously excluded from coverage (see, Derenzo v. State Farm Mut. Ins. Co., 141 Misc.2d 456; Luttenberger v. Allstate Ins., 122 Misc.2d 365; 80 Broad St. Co. v. United States Fire Ins. Co., 88 Misc.2d 706, affd 54 A.D.2d 888, lv denied 42 N.Y.2d 801).