DECIDED APRIL 7, 1976. REHEARING DENIED APRIL 27, 1976. Certiorari to the Court of Appeals of Georgia — 136 Ga. App. 436 ( 221 S.E.2d 643) (1975). Divine, Wilkin, Deriso Raulerson, E. B. Wilkin, Jr., R. Kelly Raulerson, for appellant.
State Farm Mut. Auto. Ins. Co. v. Murphy, supra; Wages v. State Farm Mut. Auto. Ins. Co., 132 Ga. App. 79 ( 208 S.E.2d 1) (1974). In addition to those cases previously cited, see State Farm Mut. Auto. Ins. Co. v. Harper, 125 Ga. App. 696 ( 188 S.E.2d 813) (1972); State Farm Mut. Auto. Ins. Co. v. Johnson, 126 Ga. App. 45 ( 190 S.E.2d 113) (1972); State Farm Mut. Auto. Ins. Co. v. Jones, 133 Ga. App. 920 ( 213 S.E.2d 73) (1975); Spence v. State Farm Mut. Auto. Ins. Co., 136 Ga. App. 436 ( 221 S.E.2d 643) (1975). Nevertheless, we feel Mrs. Austin must be denied any right to recover from Cotton States in this situation for the following reason.
The Chungs paid a higher premium for this increase, but they are now told that the $100,000 in coverage for which they paid is not available to them, because the other motorist was insured under a policy providing the $25,000 minimum required by Alaska law. Despite their purchase of additional insurance, the Chungs are entitled to take advantage of their uninsured motorist coverage only when and if they are injured by a motorist having no insurance. Most laypersons of my acquaintance would agree with a Georgia court's observation that this is an "absurd result." Spence v. State Farm, 136 Ga. App. 436, 221 S.E.2d 643, 644 (1975), aff'd, 236 Ga. 714, 225 S.E.2d 238 (1976). This conclusion does not conflict with Stordahl.
See Wildiss, A Guide to Uninsured Motorist Coverage, §§ 2.34A to .35A, 2.37A to .38A (1978); see generally 26 A.L.R.3d 883 (1969). Cf. Vigneault v. Travelers Ins. Co., 382 A.2d 910 (N.H. 1978); Black v. Middlesex Mut. Ins. Co., 382 A.2d 914 (N.H. 1978); Spence v. State Farm Mut. Auto. Ins. Co., 221 S.E.2d 643 (Ga.App. 1975). MOWBRAY, C.J., and THOMPSON, GUNDERSON and MANOUKIAN, JJ., concur.