We granted the named defendant's petition for certification to appeal limited to the following issue: "Did the Appellate Court properly conclude that a mortgage loan issued by a lender in violation of General Statutes § 36a-511 is enforceable in a foreclosure action?" Solomon v. Gilmore, 244 Conn. 925, 714 A.2d 11 (1998). Although the named defendant's wife, Cheryl A. Gilmore, was also a defendant in the underlying foreclosure action, she was not named as a party to the appeal. The named defendant, however, appealed pro se, and it is undisputed that both individuals are named as borrowers on the note.