Opinion
January 8, 1990
Appeal from the Supreme Court, Westchester County (Coppola, J.).
Ordered that the judgment is affirmed, with costs to the defendant Apple Savings Bank.
The complaint asserted causes of action sounding in fraud, conspiracy, and negligence against the defendant Apple Savings Bank, as successor in interest to Eastern Savings Bank. The plaintiff alleged that when defendants Daniel W. Seeds and Nancy H. Seeds made their mortgage loan application to Eastern Savings Bank in order to buy a condominium, it failed to verify the statements made by Daniel H. Seeds as to his alimony obligations to the plaintiff, his former wife, and that if it had undertaken such verification it would have discovered that Daniel W. Seeds' alimony obligation to the plaintiff was $375 per week, and not $833 per month as he stated in the mortgage loan application. The plaintiff further alleged that by failing to make the verification and by approving the mortgage loan for Daniel W. Seeds and his current wife, Nancy Seeds, as tenants by the entirety, it participated in a "common scheme" and "conspiracy" to defraud the plaintiff of her alimony rights, by placing beyond her reach at least $45,000 of Daniel W. Seeds' assets which could have been used to satisfy any judgment obtained against him for arrears in alimony payments.
We hold that the Supreme Court properly dismissed the complaint insofar as it asserted against the Apple Savings Bank. The factual allegations in the complaint do not indicate that its predecessor in interest, the Eastern Savings Bank, by any of its officers or employees, made a misrepresentation of fact (see, Channel Master Corp. v. Aluminium Ltd. Sales, 4 N.Y.2d 403; Clearview Concrete Prods. Corp. v. S. Charles Gherardi, Inc., 88 A.D.2d 461), or that there was a confidential or fiduciary relationship between the plaintiff and the Eastern Savings Bank which imposed upon it a duty to disclose the statements made by Daniel W. and Nancy Seeds in their mortgage application (see, County of Westchester v. Becket Assocs., 102 A.D.2d 34, 50, affd 66 N.Y.2d 642). The court therefore properly dismissed the first and third causes of action sounding in fraud insofar as they are asserted against the Apple Savings Bank.
The second cause of action was also properly dismissed insofar as it is asserted against the Apple Savings Bank, because it purportedly was to recover damages for civil conspiracy, which is not a legally cognizable cause of action in this State (see, Weisman v. Mertz, 128 A.D.2d 609; Chiaramonte v. Boxer, 122 A.D.2d 13).
The court also properly dismissed the fourth cause of action against the Apple Savings Bank purporting to seek recovery of damages for negligence. The facts and the allegations in the complaint do not show that the Apple Savings Bank or its predecessor in interest owed the plaintiff any duty whatsoever (see, Strauss v. Belle Realty Co., 65 N.Y.2d 399; Palsgraf v. Long Is. R.R. Co., 248 N.Y. 339; Purdy v. Public Adm'r of County of Westchester, 127 A.D.2d 285, affd 72 N.Y.2d 1).
The plaintiff's contention that the court should have granted her leave to serve an amended complaint is without merit. She did request leave to serve an amended complaint (see, Marcucilli v Alicon Corp., 48 A.D.2d 703), but leave was properly denied owing to the absence of any showing of a valid theory upon which to replead.
With respect to the cross appeal, we find no basis to award attorney's fees under the circumstances of this case. Mollen, P.J., Brown, Eiber and Rosenblatt, JJ., concur.