Interpretation of an insurance policy is usually a legal question that can be properly resolved by means of a motion for summary judgment. Sanchez v. Sigur , 18-680 (La. App. 5 Cir. 1/16/19), 264 So.3d 587, 590. A summary judgment may be rendered on the issue of insurance coverage alone, although there is a genuine issue as to liability or damages.
By having to prove a valid cancellation, in essence, the insurer is tasked with establishing facts that will relieve it of liability. See,Sanchez v. Sigur , 18-680 (La. App. 5 Cir. 1/16/19), 264 So. 3d 587 ; Direct General Ins. Co. of La. v. Mongrue , 04-248 (La. App. 5 Cir. 8/31/04), 882 So. 2d 620 ; Accardo v. Clarendon Nat'l Ins. Co., 99-398 (La. App. 5 Cir. 1/4/00), 751 So. 2d 975, writ denied , 2000-0369 (La. 4/7/00), 759 So. 2d 761. Blake asserts that the trial court erred in granting summary judgment to GEICO when it found that there were no genuine issues of material fact regarding whether defendant Joseph Blackman's insurance policy with GEICO was validly cancelled effective October 18, 2017.