The Annuity Contract The interpretation of Mr. Soori's Annuity Contact is a matter of law. Renter v. Siedenburg , 15 Neb.App. 884, 739 N.W.2d 216, 223 (2007). See alsoQuillen v. Macera , 160 A.3d 1006, 1011 (R.I. 2017) (stating that "[c]hanging a beneficiary designation in an annuity policy is a matter of contract").