The townhouse-association declaration is a contract, and, absent ambiguity, we review the interpretation of contracts de novo. Stiglich Constr., Inc. v. Larson, 621 N.W.2d 801, 802 (Minn.App. 2001), review denied (Minn. Mar. 27, 2001). If a contract under review is clear and unambiguous, courts are to give it its full effect because the clear language reflects the intent and agreement of the parties. See Telex Corp. v. Data Prods. Corp., 271 Minn. 288, 295, 135 N.W.2d 681, 686-87 (1965) (stating that courts will not construe unambiguous contracts beyond their wording); Polk v. Mut. Serv. Life Ins. Co., 344 N.W.2d 427, 430 (Minn.App. 1984) (refusing to construe the contract beyond its language and analyze the parties' unexpressed intent). In other words, no interpretation is necessary, or even appropriate.