So, under Massachusetts law an individual seeking to recoup funds tendered under the terms of a loan agreement may advance a claim of conversion. See, e.g., Penry v. Haese, 76 Mass. App. Ct. 1126 (2010) (plaintiff brought conversion claim against defendants for their failure to comply with the terms of a loan agreement under which plaintiff loaned funds to defendant). Thus, applying Massachusetts law, plaintiff is free to pursue his claim for conversion, and a true conflict exists between the law of Ohio and Massachusetts with respect to the claim of conversion.