"Paragraph 22 default notices are reviewed for substantial compliance and are sufficient when they advise the borrower of all essential information concerning the borrower's default and the action required to cure it." Ocwen Loan Servicing, LLC v. Osmundsen , 204 So.3d 118, 119 (Fla. 2d DCA 2016) (citing Green Tree Servicing, LLC v. Milam , 177 So.3d 7, 14–15 (Fla. 2d DCA 2015) ("[W]hen the content of a lender's notice letter is nearly equivalent to or varies in only immaterial respects from what the mortgage requires, the letter substantially complies, and a minor variation from the terms of paragraph twenty-two should not preclude a foreclosure action.")).Paragraph 22 of the Doepkers' mortgage required that the bank's notice of default specify:
Holders of the Home Equity Asset Tr. 2002-4 Home Equity Pass-Through Certificates, Series 2002-4 v. Doepker, 223 So.3d 1083, 1084 (Fla. 2d DCA 2017) (quoting Ocwen Loan Servicing, LLC v. Osmundsen, 204 So.3d 118, 119 (Fla. 2d DCA 2016)).