]" Norfolk c. Ins. Co. v. Cumbaa, 128 Ga. App. 196, 198-199 (2) ( 196 S.E.2d 167) (1973). See also North East Ins. Co. v. Townsend, 169 Ga. App. 886 ( 315 S.E.2d 463) (1984). I would reverse the judgment of the trial court and remand with direction that the question be submitted to the factfinder, in that neither plaintiff nor defendants are entitled to summary judgment.
Clearly, Evercare understood what liability policies such as Plaintiffs' covered and that 3M's counterclaim fell within that coverage. Cf. Ne. Ins. Co. v. Townsend, 169 Ga.App. 886, 887, 315 S.E.2d 463, 465 (1984) (finding insured's lack of knowledge of what the policy covered and truthfulness as to that contention proper jury questions). Further underscoring that Evercare should have known that a claim might arise under Plaintiffs' policies is AAIC's January 2008 letter, which explicitly warned Evercare that damages arising outside of AAIC's coverage period would not be covered.