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Nezza v. Credit Data of Hudson Valley, Inc.

Appellate Division of the Supreme Court of New York, Third Department
Oct 18, 1990
166 A.D.2d 768 (N.Y. App. Div. 1990)

Summary

noting the "liberal and broad interpretation" afforded the papers submitted by a pro se litigant

Summary of this case from Cary v. Justus

Opinion

October 18, 1990

Appeal from the Supreme Court, Ulster County (Bradley, J.).


The pro se plaintiff herein commenced this lawsuit by way of an action pursuant to CPLR 7101 to recover, as stated in her complaint, "money and property loss as a direct result of defendant's unlawful and unauthorized discriminatory actions". Defendant, a credit reporting agency, issued a credit profile on plaintiff which designated her account with New York State Educational Services as negative. Plaintiff alleged that the negative designation, regarding a school loan that plaintiff apparently disputes, was premature because the dispute had yet to be resolved "in a court of law". Plaintiff further claimed that the result of defendant's allegedly wrongful reporting was the denial of her subsequent loan applications. Defendant denied the allegations and both parties eventually moved for summary judgment. Supreme Court granted defendant's motion for summary judgment and dismissed the complaint, finding that it failed to state a cause of action. Supreme Court subsequently denied plaintiff's "informal motion for rehearing" and these appeals followed.

We affirm. Although careful to apply the liberal and broad interpretation afforded the papers submitted by a pro se litigant (see, e.g., Moore v. County of Rensselaer, 156 A.D.2d 784,

785; Greenman v. City of Cortland, 141 A.D.2d 910, 911; Matter of Salahuddin v. LeFevre, 137 A.D.2d 937, 938) and giving plaintiff every favorable inference in the case at bar, we agree with Supreme Court that plaintiff failed to articulate any cognizable cause of action. Initially, we note that plaintiff has improperly fashioned her suit for money damages as an action in replevin. The $150,000 sought by plaintiff in this instance is clearly not identifiable chattel as envisioned by CPLR article 71 (see, CPLR 7101 et seq.). This aside, plaintiff has also failed to demonstrate the existence of any actionable wrong on defendant's part. Plaintiff apparently claims to be the subject of either an inaccurate or misleading credit report issued by defendant. The record demonstrates that defendant designated plaintiff's unpaid school loan as a negative account on plaintiff's credit profile. Plaintiff does not dispute that the loan was unpaid but instead argues that the negative designation is in error because the dispute over the loan had not been legally adjudicated. We find nothing in the record to support plaintiff's conclusion that defendant was limited to disclosing only those outstanding loans that had been unsuccessfully litigated by plaintiff. Nothing submitted by either party indicates that defendant owed or assumed such a duty to plaintiff, or that those reviewing plaintiff's credit profile erroneously relied thereon. Nor do we find that Supreme Court erred in denying plaintiff's motion to rehear, as plaintiff failed to offer any additional facts or law. Accordingly, both orders are affirmed.

Orders affirmed, without costs. Kane, J.P., Weiss, Levine, Mercure and Harvey, JJ., concur.


Summaries of

Nezza v. Credit Data of Hudson Valley, Inc.

Appellate Division of the Supreme Court of New York, Third Department
Oct 18, 1990
166 A.D.2d 768 (N.Y. App. Div. 1990)

noting the "liberal and broad interpretation" afforded the papers submitted by a pro se litigant

Summary of this case from Cary v. Justus
Case details for

Nezza v. Credit Data of Hudson Valley, Inc.

Case Details

Full title:JANE DI NEZZA, Appellant, v. CREDIT DATA OF HUDSON VALLEY, INC., Respondent

Court:Appellate Division of the Supreme Court of New York, Third Department

Date published: Oct 18, 1990

Citations

166 A.D.2d 768 (N.Y. App. Div. 1990)
563 N.Y.S.2d 128

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