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Nesher v. Realm Natl. Ins. Co.

Appellate Division of the Supreme Court of New York, First Department
Apr 15, 2004
6 A.D.3d 242 (N.Y. App. Div. 2004)

Opinion

3371.

Decided April 15, 2004.

Order, Supreme Court, New York County (Barbara R. Kapnick, J.), entered October 8, 2003, which denied plaintiff's motion for summary judgment, and granted defendant's cross motion for summary judgment dismissing the complaint, unanimously affirmed, with costs.

Matarazzo Blumberg Associates, LLP, New York (Michael J. Burke of counsel), for appellant.

Mound, Cotton, Wollan Greengrass, New York (David William Kenna of counsel), for respondent.

Before; Buckley, P.J., Tom, Sullivan, Williams, JJ.


The phrase in the policy to "do your best" is unambiguous, and has a clear and unmistakable meaning ( see Goldman Sons v. Hanover Ins. Co., 80 N.Y.2d 986). The undisputed evidence establishes that plaintiff failed to purchase oil for the heating tank or to contract with an oil supplier for the premises during the 18 months from its acquisition of the premises until the water damage resulting from the frozen pipes. In addition, plaintiff's caretaker was not instructed on how to maintain the heat, and was never even told that the premises were heated with oil, how to check for oil in the tank, or where the oil tank was located. Under any reasonable interpretation, plaintiff failed to "do its best" to maintain heat in the building.

THIS CONSTITUTES THE DECISION AND ORDER OF THE SUPREME COURT, APPELLATE DIVISION, FIRST DEPARTMENT.


Summaries of

Nesher v. Realm Natl. Ins. Co.

Appellate Division of the Supreme Court of New York, First Department
Apr 15, 2004
6 A.D.3d 242 (N.Y. App. Div. 2004)
Case details for

Nesher v. Realm Natl. Ins. Co.

Case Details

Full title:NESHER, LLC, ETC., Plaintiff-Appellant, v. REALM NATIONAL INSURANCE…

Court:Appellate Division of the Supreme Court of New York, First Department

Date published: Apr 15, 2004

Citations

6 A.D.3d 242 (N.Y. App. Div. 2004)
774 N.Y.S.2d 331

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