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North Carolina Federal Savings & Loan Ass'n v. DAV Corp.

Supreme Court of South Carolina
Apr 10, 1989
298 S.C. 514 (S.C. 1989)

Summary

holding third-party claims are permissive and a party waives his right to a jury trial by asserting them in a foreclosure action

Summary of this case from Carolina First Bank v. Badd, L.L.C.

Opinion

23001

Heard January 23, 1989.

Decided April 10, 1989.

John M. Leiter, of Leiter Tall, Myrtle Beach, for petitioner DAV Corp. J. Rutledge Young, Jr., and Stephen P. Groves, of Young, Clement, Rivers Tisdale, Charleston, for respondents Parasol Development Corp., Roger Van Wie, Geoffrey Van Wie, and Resort Management Group, Inc. Joel W. Collins, Jr., of Collins Lacy, Columbia, for respondent Carolina FinCorp., Inc., now known as NCF Financial Corp. Steven H. John, North Myrtle Beach, for respondent North Carolina Federal Sav. and Loan Ass'n. H. Dave Whitener, Jr., Columbia, amicus curiae, for S.C. League of Savings Institutions, S.C. Bankers' Ass'n and the Mortgage Bankers of the Carolinas.


Heard January 23, 1989.

Decided April 10, 1989.


This case is before us on a writ of certiorari to the Court of Appeals to review its decision reported at 294 S.C. 27, 362 S.E.2d 308 (Ct.App. 1987). We reverse in part and affirm in part.

Respondent North Carolina Federal Savings and Loan Association commenced this action to foreclose on a note and mortgage given by Parasol Inn Joint Venture to finance the purchase of real property for a hotel condominium project. The joint venture is composed of appellant D A V Corporation and respondents NCF Financial Corporation and Parasol Development Corporation. NCF is a wholly owned subsidiary of the mortgagee, respondent North Carolina Federal.

DAV counterclaimed against North Carolina Federal, cross-claimed against its codefendants, and impleaded third parties. DAV demanded a jury trial on these claims which the trial judge refused.

On appeal, the Court of Appeals held DAV's claims were permissive and therefore DAV had waived its right to a jury trial by asserting them in this equitable foreclosure action. The Court of Appeals concluded that because the trial judge's refusal to grant a jury trial did not deprive DAV of a mode of trial to which it was entitled, the order was not directly appealable. See C S Real Estate Services, Inc. v. Massengale, 290 S.C. 299, 350 S.E.2d 191 (1986), modified, Johnson v. South Carolina National Bank, 292 S.C. 51, 354 S.E.2d 895 (1987). DAV's appeal was dismissed.

DAV first contends it is entitled to a jury trial on its counterclaims. We agree in part.

DAV asserted the following counterclaims against North Carolina Federal:

1) breach of a subsequent oral contract to arrange additional financing for interest payments and construction costs;

2) breach of the joint venture agreement as parent company of joint venturer NCF by bringing the foreclosure action;

3) breach of fiduciary duty to co-joint venturers;

4) wrongful dissolution of the joint venture by failing to voluntarily refrain from foreclosure as agreed;

5) violation of the Unfair Trade Practices Act by breaching the oral agreement;

6) breach of two subsequent oral contracts to purchase DAV's interest in the joint venture.

DAV requested dismissal of the foreclosure action and damages for the alleged breaches of contract on these counterclaims.

A party does not waive its right to a jury trial on a counterclaim asserted in an equity action if the counterclaim is legal and compulsory in nature. Johnson v. South Carolina National Bank, supra. First, it must be determined that DAV's counterclaims are legal in nature. North Carolina Federal argues the counterclaims are equitable rather than legal because they rely on an equitable remedy of piercing the corporate veil. We reject this characterization. DAV alleges direct actions by North Carolina Federal in breaching the purported agreement to provide additional financing. We hold these counterclaims are legal in nature.

Next, it must be determined that the counterclaims are compulsory. By definition a counterclaim is compulsory only if it arises out of the same transaction or occurrence as the opposing party's claim. Rule 13(a), SCRCP. Courts have employed four tests to determine whether a counterclaim is compulsory under this definition:

The Fourth Circuit has refused to confine itself to any single test and has instead applied all four to determine if a counterclaim was compulsory. See Sue Sam Manuf. Co. v. B-L-S Const. Co., 538 F.2d 1048 (4th Cir. 1976).

1) Are the issues of fact and law largely the same?

2) Would res judicata bar a subsequent suit on the counterclaim?

3) Does substantially the same evidence apply?

4) Is there any logical relationship between the claim and the counterclaim?

The fourth test, the "logical relationship test" is by far the most widely accepted because of its flexibility. See 6 C. Wright A. Miller, Federal Practice Procedure § 1410 (1971). The Court of Appeals applied both the "same issues of law and fact test" and the "logical relationship test" to determine DAV's counterclaims were permissive rather than compulsory.

We hereby adopt the logical relationship test. Applying this test to the facts at hand, we conclude that all but DAV's sixth counterclaim are compulsory. Both the promissory note and the joint venture agreement were executed on January 24, 1984. The promissory note by its terms prohibits any oral modification of the original loan agreement. The joint venture agreement specifies that respondent North Carolina Federal has the right of first refusal on all future construction loans and "end-loans" for the project. All of DAV's first five counterclaims allege North Carolina Federal's right to bring suit on the note were modified by its oral agreement to provide additional financing as contemplated in the joint venture agreement.

Clearly, there is a logical relationship between the enforceability of the note which is the subject of the foreclosure action and the validity of the purported oral agreement which, if performed, would have avoided default on the note by the joint venture. See Columbia Plaza Corp. v. Security Nat'l Bank, 525 F.2d 620 (D.C. Cir. 1975) (counterclaim on alleged enlargement of original loan subject of plaintiff's suit is compulsory under logical relationship test); Kolb v. Naylor, 658 F. Supp. 520 (N.D. Iowa 1987) (counterclaim for lender's breach of fiduciary duty is compulsory in foreclosure action). We therefore hold DAV's first five counterclaims are compulsory under the logical relationship test.

DAV's sixth counterclaim, on the other hand, alleges breach of two December 1984 oral agreements that North Carolina Federal would purchase DAV's interest in the joint venture. These alleged agreements do not affect the enforceability of the note. Applying the logical relationship test, we hold this counterclaim is permissive.

We conclude the Court of Appeals too stringently applied the logical relationship test as to the first five counterclaims. These five are compulsory legal counterclaims and DAV therefore did not waive its right to a jury trial by asserting them in a foreclosure action. As to the sixth counterclaim, this claim is permissive and DAV waived its right to a jury trial on this claim.

DAV further contends it is entitled to a jury trial on its cross-claims and third party claims. Generally, cross-claims are permissive, see Hall v. General Motors Corp., 647 F.2d 175 (D.C. Cir. 1980); Dunn v. Sears, Roebuck Co., 645 F.2d 511 (5th Cir. 1981); Rule 13(g), SCRP (party may assert cross-claim against coparty), as are third party claims, see City of Gretna v. Defense Plant Corp., 159 F.2d 412 (5th Cir. 1947); Rule 14(a), SCRP (defendant may implead third party). The Court of Appeals correctly ruled DAV waived its right to a jury trial by asserting these claims in the foreclosure action.

Accordingly, the judgment of the Court of Appeals is

Reversed in part and affirmed in part.

HARWELL, CHANDLER, FINNEY and TOAL, JJ., concur.


Summaries of

North Carolina Federal Savings & Loan Ass'n v. DAV Corp.

Supreme Court of South Carolina
Apr 10, 1989
298 S.C. 514 (S.C. 1989)

holding third-party claims are permissive and a party waives his right to a jury trial by asserting them in a foreclosure action

Summary of this case from Carolina First Bank v. Badd, L.L.C.

holding third-party claims are permissive and a party waives his right to a jury trial by asserting them in a foreclosure action

Summary of this case from Carolina First Bank v. Badd, L.L.C.

holding a counterclaim alleging violation of the UTPA by breach of an oral agreement was both legal and compulsory

Summary of this case from S.C. Cmty. Bank v. Salon Proz, LLC

holding a foreclosure defendant's counterclaim alleging the plaintiff's breach of two agreements to purchase the defendant's interest in a joint venture was permissive because the alleged agreements did not affect the enforceability of the note

Summary of this case from Bank of N.Y. Mellon v. Lindsay

holding that a defendant in a foreclosure action waived its right to a jury trial on a claim by bringing it as a permissive counterclaim in the foreclosure action

Summary of this case from Bank of N.Y. Mellon v. Lindsay

holding the respondents' counterclaims alleging that the bank's right to bring suit was modified by a subsequent oral agreement to provide additional financing were compulsory because "there [was] a logical relationship between the enforceability of the note which is the subject of the foreclosure action and the validity of the purported oral agreement which, if performed, would have avoided default on the note"

Summary of this case from HSBC Mortg. Corp. v. Otterbein

holding a counterclaim is compulsory only if a "logical relationship" exists between the claim and the counterclaim

Summary of this case from Plott v. Justin Enterprises

holding third party claims are permissive in nature and may be brought in subsequent actions

Summary of this case from Tatnall v. Gardner

finding a foreclosure defendant was entitled a jury trial because his counterclaims that the bank breached subsequent oral contracts to arrange additional financing were compulsory because they bore a logical relationship to the enforceability of the note

Summary of this case from Carolina First Bank v. Badd, L.L.C.

finding a foreclosure defendant was entitled a jury trial because his counterclaims that the bank breached subsequent oral contracts to arrange additional financing were compulsory because they bore a logical relationship to the enforceability of the note

Summary of this case from Carolina First Bank v. Badd, L.L.C.

finding counterclaims involving breach of an oral agreement purporting to modify a note that the bank was foreclosing on were logically related to the enforceability of the note and thus were compulsory

Summary of this case from Wachovia Bank, N.A. v. Blackburn

finding counterclaims involving breach of an oral agreement purporting to modify a note that the bank was foreclosing on were logically related to the enforceability of the note and thus were compulsory

Summary of this case from Wachovia Bank v. Blackburn

finding logical relationship between action on a note brought by lender to foreclose and the validity of a purported oral agreement modifying the note, and therefore counterclaim was compulsory

Summary of this case from Kendall Group Ltd. v. Fifth Third Bank

finding a logical relationship between an action on a note brought by the lender to foreclose and the validity of a purported oral agreement modifying the note alleged by the borrower

Summary of this case from Beach Company v. Twillman

adopting the logical relationship test

Summary of this case from Deutsche Bank Nat'l Trust Co. v. Estate of Houck

adopting the logical relationship test

Summary of this case from Deutsche Bank Nat'l Tr. Co. v. Estate of Houck

adopting the "logical relationship test" to determine whether a claim is compulsory or permissive

Summary of this case from HHH Ltd. of Greenville v. Hiller

utilizing the same rules as Massengale and Johnson II, but focusing on the difference between permissive and compulsory counterclaims

Summary of this case from Wachovia Bank, N.A. v. Blackburn

utilizing the same rules as Massengale and Johnson II, but focusing on the difference between permissive and compulsory counterclaims

Summary of this case from Wachovia Bank v. Blackburn

In N.C. Fed. Sav. & Loan Ass'n v. DAV Corp., 298 S.C. 514, 518, 381 S.E.2d 903, 905 (1989), our supreme court adopted the "logical relationship" test and held DAV's counterclaim was compulsory because "there [was] a logical relationship between the enforceability of the note which [was] the subject of the foreclosure action and the validity of the purported oral agreement which, if performed, would have avoided default on the note by the joint venture."

Summary of this case from Wells Fargo Bank, NA v. Smith
Case details for

North Carolina Federal Savings & Loan Ass'n v. DAV Corp.

Case Details

Full title:NORTH CAROLINA FEDERAL SAVINGS AND LOAN ASSOCIATION, Plaintiff v. DAV…

Court:Supreme Court of South Carolina

Date published: Apr 10, 1989

Citations

298 S.C. 514 (S.C. 1989)
381 S.E.2d 903

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