Burroughs Green, of Conway, for Appellant, cite: As to the evidence not being sufficient to establish thatplaintiff's loss of time was from accident only: 249 S.C. 168, 153 S.E.2d 312; 248 S.C. 526, 151 S.E.2d 671. Messrs. McCaskill Thompson, of Conway, for Respondent, cite: As to the evidence being sufficient to establish thatplaintiff's loss of time was from accident only: 237 S.C. 47, 115 S.E.2d 500; 231 S.C. 111, 97 S.E.2d 392. As to definition of total disability within the meaning ofinsurance provisions covering such conditions: 239 S.C. 71, 121 S.E.2d 345; 153 S.C. 401, 151 S.E. 67; 203 S.C. 1, 25 S.E.2d 881; 245 Ill. App. 300; 191 N.Y.S. 474, 199 App. Div. 223; 45 C.J.S., Secs. 899, 985. February 19, 1969.
This view is supported by a substantial majority, but not all, of the cases which have passed upon this matter. Great Northern Casualty Co. v. McCollough, 96 Ind. App. 506, 174 N.E. 103; National Life Ins. Co. v. Patrick, 28 Ohio App. 267, 162 N.E. 680; Mutual Ben. Health Accident Ass'n v. Bunting, 133 Fla. 646, 183 So. 321; Bishop v. United States Casualty Co., 99 App. Div. 530, 91 N.Y.S. 176; Melancon v. Provident Life Accident Ins. Co., 176 La. 1055, 147 So. 346; Inter-Ocean Casualty Co. v. Brown, Tex.Civ.App., 31 S.W.2d 333; Provident Ins. Co. v. Shull, Tex.Civ.App., 62 S.W.2d 1017; American National Ins. Co. v. Briggs, Tex.Civ.App., 70 S.W.2d 491; Davidson v. First American Ins. Co., 129 Neb. 184, 261 N.W. 144; North American Acc. Ins. Co. v. Henderson, 180 Miss. 395, 177 So. 528; Hunter v. Federal Casualty Co., 199 App. Div. 223, 191 N.Y.S. 474; Harasymczuk v. Massachusetts Accident Co., 127 Misc. 344, 216 N.Y.S. 97; Moore v. Standard Accident Insurance Co., 245 Ill.App. 300; Emerson v. Old Line Life Ins. Co., 190 Wis. 169, 208 N.W. 793; Rechtzigel v. National Casualty Co., 143 Minn. 302, 173 N.W. 670. See also 45 C.J.S. Insurance, ยง 899, p. 985.
" In support of this text there is cited an annotation in 115 A.L.R., beginning on page 1062, which cites a number of cases, to the effect that such provisions as those here in question do not apply to cases of permanent and total disability, but only to cases of temporary or partial disability. Moore v. Standard Acc. Ins. Co., 245 Ill. App. 300; Inter-Ocean Casualty Co. v. Brown, Tex. Civ. App. 31 S.W.2d 333; American Nat. Ins. Co. v. Briggs, Tex. Civ. App., 70 S.W.2d 491; Davidson v. First American Ins. Co., 129 Neb. 184, 261 N.W. 144; North American Acc. Ins. Co. v. Henderson, 180 Miss. 395, 177 So. 528; Hunter v. Federal Casualty Co., 199 App. Div. 223, 191 N YS. 474; and Harasymczuk v. Massachusetts Acc. Co., 127 Misc. 344, 216 N.Y.S. 97. In the Henderson case, supra, [ 180 Miss. 395, 177 So. 530.] the Court said:
Mr. H.L. Maury and Mr. A.G. Shone, for Respondent, submitted a brief; Mr. Shone argued the cause orally. Citing: Conaway v. Commonwealth Cas. Co., 225 Mo. App. 421, 37 S.W.2d 493; Great Northern Cas. Co. v. McCollough, 96 Ind. App. 506, 174 N.E. 103; Hunter v. Federal Cas. Co., 199 App. Div. 223, 191 N.Y. Supp. 474; Eaid v. National Cas. Co., 122 Or. 547, 259 P. 902; Harasymczuk v. Massachusetts Acc. Co., 216 N.Y. Supp. 97; Inter-Ocean Cas. Co. v. Brown, (Tex.Civ.App.) 31 S.W.2d 333; Moore v. Standard Acc. Ins. Co., 245 Ill. App. 300; Browning v. Equitable Life Assur. Soc. of the United States, (Utah) 80 P.2d 348. MR. JUSTICE ERICKSON delivered the opinion of the court.