'" In Mettille v. Gulf Insurance Co., 107 Ill. App.2d 439, 246 N.E.2d 55 (3rd Dist. 1969), the court, in an opinion by Justice Alloy, adopted substantially the same rules and because of the insurer's six-month delay in notifying insured as to its election of options, sustained insured's right to recover the value of his damaged automobile immediately prior to the collision in the amount of $3275 plus consequential damages including interest on that value at 5% per annum, plus reasonable attorney fees under the statute. On appeal from a directed verdict for defendant, our inquiry is directed to a consideration of whether there is any competent evidence in the record which, taken with all reasonable inferences therefrom most favorable to plaintiffs under the allegations of the second amended cross-complaint, tend to prove the elements of that cause.