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Matza v. Countrywide Home Loans, Inc.

United States Court of Appeals, Ninth Circuit
May 18, 2011
433 F. App'x 591 (9th Cir. 2011)

Opinion

No. 09-16072.

Argued and Submitted May 12, 2011.

Filed May 18, 2011.

Steven Matza, Las Vegas, NV, pro se.

Stanley W. Parry, Esquire, Ariel Edward Stern, Esquire, Shane J. Young, Ballard Spahr, LLP, Las Vegas, NV, for Defendants-Appellees.

Appeal from the United States District Court for the District of Nevada, James C. Mahan, District Judge, Presiding. D.C. No. 2:09-cv-00217-JCM.

Before: GOULD and M. SMITH, Circuit Judges, and ST. EVE, District Judge.

The Honorable Amy J. St. Eve, United States District Judge for the Northern District of Illinois, sitting by designation.


MEMORANDUM

This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3.


Because the facts and procedural history are familiar to the parties, we do not recite them here except as necessary to explain our disposition.

As the Defendants-Appellees concede, Matza's claim under the Truth in Lending Act (TILA), 15 U.S.C. § 1641(f)(2), is not barred by the statute of limitations. TILA claims must be filed "within one year from the date of the occurrence of the violation," 15 U.S.C. § 1640(e), and Matza alleges that Countrywide violated § 1641(f)(2) by failing to respond to his written requests mailed on June 19, 2008, and August 9, 2008. The complaint, filed on February 3, 2009, was therefore timely.

Because the district court erroneously dismissed the TILA claim on timeliness grounds, and because we need "not consider an issue not passed upon below," we remand for the district court to consider the merits of the TILA claim in the first instance. Golden Gate Hotel Ass'n v. City Cnty. of San Francisco, 18 F.3d 1482, 1487 (9th Cir. 1994) (internal quotation marks omitted).

With respect to Matza's remaining claims, the district court abused its discretion by dismissing the complaint without granting leave to amend. Doe v. United States, 58 F.3d 494, 497 (9th Cir. 1995). "Because the district court did not determine, nor can we conclude, that the allegation of other facts could not possibly cure the deficiencies in [Matza's] complaint, the district court abused its discretion in dismissing the complaint with prejudice." Id. (alteration and internal quotation marks omitted). "[T]he rule favoring liberality in amendments to pleadings is particularly important for the pro se litigant" such as Matza. Lopez v. Smith, 203 F.3d 1122, 1131 (9th Cir. 2000) (en banc) (internal quotation marks omitted). On remand, the district court should give Matza an opportunity to amend the complaint, see id. at 1130-31, including an opportunity to "state an alternative theory for recovery," Foman v. Davis, 371 U.S. 178, 182, 83 S.Ct. 227, 9 L.Ed.2d 222 (1962).

Matza's motion requesting judicial notice is denied.

REVERSED and REMANDED.


Summaries of

Matza v. Countrywide Home Loans, Inc.

United States Court of Appeals, Ninth Circuit
May 18, 2011
433 F. App'x 591 (9th Cir. 2011)
Case details for

Matza v. Countrywide Home Loans, Inc.

Case Details

Full title:Steven MATZA, Plaintiff-Appellant, v. COUNTRYWIDE HOME LOANS, INC., a…

Court:United States Court of Appeals, Ninth Circuit

Date published: May 18, 2011

Citations

433 F. App'x 591 (9th Cir. 2011)

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