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Matter of Sentry Insurance Co. v. Gallagher

Appellate Division of the Supreme Court of New York, Second Department
Jun 29, 1987
131 A.D.2d 855 (N.Y. App. Div. 1987)

Opinion

June 29, 1987

Appeal from the Supreme Court, Kings County (Krausman, J.).


Ordered that the judgment is affirmed, with costs.

In this case, William J. Gallagher, a New York City police officer, seeks to recover upon his uninsured motorist claim against the petitioner Sentry Insurance Company (hereinafter Sentry) for the injuries he allegedly sustained when the police vehicle in which he was a passenger was struck by a concededly uninsured motor vehicle.

While we agree with the court that Sentry is not required to proceed to arbitration under the circumstances herein, we do so for the reasons stated by this court in Matter of State Farm Mut. Auto. Ins. Co. v Amato ( 129 A.D.2d 221 [decided herewith).

In Matter of State Farm Mut. Auto. Ins. Co. v Amato (supra, at 228), this court specifically held, in relevant part, that "[t]he `police vehicles' exclusion contained in Insurance Law § 5202 (a) was never meant to apply to a situation, as in the proceedings at bar, where innocent occupants of a police car suffered injuries caused by the negligent operation of a concededly uninsured motor vehicle". We further noted therein that even if the exclusion was applicable to a situation such as the one at bar, it only precluded recovery of uninsured motorist benefits from the Motor Vehicle Accident Indemnification Corporation under Insurance Law article 52, and was inapplicable with respect to an uninsured motorist claim brought pursuant to Insurance Law § 3420 (f) (1).

Nevertheless, since the City of New York, as the primary insurer, had the responsibility to provide uninsured motorist coverage to Gallagher pursuant to Insurance Law § 3420 (f) (1) (see, Matter of Country-Wide Ins. Co. [Manning], 96 A.D.2d 471, affd 62 N.Y.2d 748), Sentry had no obligation to proceed to arbitration on Gallagher's claim. Mollen, P.J., Lawrence, Kunzeman and Sullivan, JJ., concur.


Summaries of

Matter of Sentry Insurance Co. v. Gallagher

Appellate Division of the Supreme Court of New York, Second Department
Jun 29, 1987
131 A.D.2d 855 (N.Y. App. Div. 1987)
Case details for

Matter of Sentry Insurance Co. v. Gallagher

Case Details

Full title:In the Matter of SENTRY INSURANCE COMPANY, Respondent, v. WILLIAM J…

Court:Appellate Division of the Supreme Court of New York, Second Department

Date published: Jun 29, 1987

Citations

131 A.D.2d 855 (N.Y. App. Div. 1987)