Opinion
February 4, 1994
Appeal from the Supreme Court, Nassau County, McCaffrey, J.
Present — Callahan, J.P., Pine, Lawton, Doerr and Boehm, JJ.
Order unanimously reversed on the law without costs and petition dismissed. Memorandum: Supreme Court erred in concluding that the disclaimer of respondent Interboro Mutual Indemnity Insurance Company (Interboro) was invalid with respect to the injured third-party claimant, Brian Hart. Interboro presented evidence that Hart sustained injuries in an automobile accident with its insured on October 26, 1989, that its insured never notified Interboro of the accident or of the fact that Hart had commenced a lawsuit against him, and that the first notice Interboro received of the accident was on February 25, 1991, in a letter from Hart's attorney dated February 21, 1991. Hart's notice to Interboro, 16 months after the accident, was untimely as a matter of law (see, Eveready Ins. Co. v. Chavis, 150 A.D.2d 332, appeal withdrawn 74 N.Y.2d 844) and Hart offered no evidence at the hearing to explain or excuse the delay. Consequently, Interboro's disclaimer was valid and the petition for a permanent stay of arbitration by Prudential Property Casualty Insurance Company should have been dismissed.