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Matter of Allstate Insurance Co. v. Silver

Appellate Division of the Supreme Court of New York, Second Department
Mar 18, 1996
225 A.D.2d 690 (N.Y. App. Div. 1996)

Opinion

March 18, 1996

Appeal from the Supreme Court, Nassau County (Burke, J.).


Ordered that the judgment is affirmed insofar as appealed from, with costs.

We agree with the Supreme Court that Insurance Law § 3420 (former [f] [2]), which authorized the issuance of supplementary uninsured motorist coverage, did not prohibit the issuance of such coverage subject to a monetary limit of $10,000 in the case of injuries per person (including death), and $20,000 per occurrence. Insurance Law § 3420 (former [f] [1]), which required uninsured motorist coverage of at least $50,000 in cases of death, did not fix a similar minimum amount with respect to the supplementary uninsured coverage governed by Insurance Law § 3420 (former [f] [2]). "Even if [Insurance Law § 3420 (former [f] [1])] evidences a legislative determination that uninsured motorist protection, to be adequate, should provide at least $50,000 protection on account of death, the Legislature has not thereby required than an optional supplementary insurance policy be construed to provide that amount of coverage" (Home Indem. Co. v Allwood, 122 Misc.2d 757, 759). The arbitrator, in awarding an amount in excess of the amount available under the policy, exceeded his power so as to render his award subject to vacatur (see, CPLR 7511 [b] [1] [iii]; Matter of Valente v Prudential Prop. Cas. Ins. Co., 77 N.Y.2d 894; Matter of Mele v General Acc. Ins. Co., 198 A.D.2d 731; see also, Matter of Sagona v State Farm Ins. Co., 218 A.D.2d 660). Bracken, J.P., Sullivan, Santucci and Krausman, JJ., concur.


Summaries of

Matter of Allstate Insurance Co. v. Silver

Appellate Division of the Supreme Court of New York, Second Department
Mar 18, 1996
225 A.D.2d 690 (N.Y. App. Div. 1996)
Case details for

Matter of Allstate Insurance Co. v. Silver

Case Details

Full title:In the Matter of ALLSTATE INSURANCE COMPANY, Respondent, v. JEFFREY…

Court:Appellate Division of the Supreme Court of New York, Second Department

Date published: Mar 18, 1996

Citations

225 A.D.2d 690 (N.Y. App. Div. 1996)
639 N.Y.S.2d 485

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