From Casetext: Smarter Legal Research

Matter of Aetna Cas. and Sur. Co. v. Schulman

Appellate Division of the Supreme Court of New York, Second Department
Jun 4, 1990
162 A.D.2d 450 (N.Y. App. Div. 1990)

Opinion

June 4, 1990

Appeal from the Supreme Court, Nassau County (Burstein, J.).


Ordered that the judgment is reversed, on the law, without costs or disbursements, the petition is granted, and arbitration of the respondent's supplementary uninsured motorist claim is permanently stayed.

The "declarations page" of the automobile insurance policy issued by the petitioner to the respondent indicates that the respondent purchased "uninsured/underinsured motorists" coverage. However, the Supreme Court correctly noted that the policy is otherwise arguably ambiguous with respect to whether the respondent purchased merely the required uninsured motorist coverage (see, Insurance Law § 3420 [f] [1]), or whether he also purchased the optional supplementary uninsured motorist coverage (see, Insurance Law § 3420 [f] [2]), commonly referred to as underinsured motorist coverage. Nevertheless, the Court of Appeals holding in Maurizzio v. Lumbermens Mut. Cas. Co. ( 73 N.Y.2d 951), decided after entry of the judgment appealed from, mandates that arbitration be stayed. Since the respondent clearly purchased a policy with a $10,000 limit for bodily injury for any one person and since the policy covering the other vehicle involved in the accident also had a $10,000 limit, "underinsured" motorist coverage is "definitionally not available" (Maurizzio v. Lumbermens Mut. Cas. Co., supra, at 953), and there is no claim to arbitrate. Thompson, J.P., Kunzeman, Harwood and Miller, JJ., concur.


Summaries of

Matter of Aetna Cas. and Sur. Co. v. Schulman

Appellate Division of the Supreme Court of New York, Second Department
Jun 4, 1990
162 A.D.2d 450 (N.Y. App. Div. 1990)
Case details for

Matter of Aetna Cas. and Sur. Co. v. Schulman

Case Details

Full title:In the Matter of AETNA CASUALTY AND SURETY COMPANY, Appellant, v. EDWIN…

Court:Appellate Division of the Supreme Court of New York, Second Department

Date published: Jun 4, 1990

Citations

162 A.D.2d 450 (N.Y. App. Div. 1990)
556 N.Y.S.2d 676

Citing Cases

Michigan Mut. Ins. Co.

Significantly, "Insurance Law § 3420 (f) (1) requires every motor vehicle insurance policy to contain an…

Aetna Casualty & Surety Co. v. Kunz

Although the insurance policy at issue is arguably ambiguous as to whether the respondent had purchased…