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Ledford v. State Farm Mutual Automobile Insurance Co.

259 Ga. 560 (Ga. 1989)
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Ledford v. State Farm Mutual Automobile Insurance Co.

2 Citing cases

  1. Alfa Mut. Ins. Co. v. Warren

    373 So. 3d 1080 (Ala. 2022)

    Addressing the issue of whether a foster child could be considered a ‘relative’ of the policyholder so as to be entitled to liability coverage under the terms of the policy, the Georgia appellate court found that pursuant to the common understanding of the word ‘relative,’ the existence of the foster parent-child relationship did not operate to make them relatives within the contemplation of the policy. Ledford v. State Farm Mutual Auto. Ins. Co., 189 Ga. App. 866, 867, 377 S.E.2d 693, 695 (1989), aff’d, 259 Ga. 560, 386 S.E.2d 662 (1989). Unless expressly covered by the policy, a foster child living with the motor vehicle policyholder is not a relative of the policyholder, so as to be entitled to liability coverage, under the policy.

  2. Cadwallader v. Allstate Insurance

    848 So. 2d 577 (La. 2003)   Cited 430 times
    Finding that the appellate court erred by concluding that a term in the policy at issue was ambiguous based on a comparison of that policy's language with definitions contained in other policies not before the court; in so doing, "the appellate court ignored the fundamental precept that it was required to interpret the term using its plain, ordinary and generally prevailing meaning as set forth in the policy at hand"

    Addressing the issue of whether a foster child could be considered a "relative" of the policyholder so as to be entitled to liability coverage under the terms of the policy, the Georgia appellate court found that pursuant to the common understanding of the word "relative," the existence of the foster parent-child relationship did not operate to make them relatives within the contemplation of the policy.Ledford v. State Farm Mutual Auto. Ins. Co., 189 Ga. App. 866, 867, 377 S.E.2d 693, 695 (1989), aff'd, 259 Ga. 560, 386 S.E.2d 662 (1989). Unless expressly covered by the policy, a foster child living with the motor vehicle policyholder is not a relative of the policyholder, so as to be entitled to liability coverage under the policy.