Opinion
2018–06643 Index No. 806/09
06-24-2020
LASALLE BANK, NA, etc., Respondent, v. Simone BERNARD, Appellant, et al., Defendants.
Henry Kohn, Brooklyn, NY, for appellant. Sandelands Eyet LLP, New York, N.Y. (Margaret S. Stefandl of counsel), for respondent.
Henry Kohn, Brooklyn, NY, for appellant.
Sandelands Eyet LLP, New York, N.Y. (Margaret S. Stefandl of counsel), for respondent.
ALAN D. SCHEINKMAN, P.J., JEFFREY A. COHEN, HECTOR D. LASALLE, PAUL WOOTEN, JJ.
DECISION & ORDER In an action to foreclose a mortgage, the defendant Simone Bernard appeals from an order of the Supreme Court, Kings County (Mark I. Partnow, J.), dated January 18, 2018. The order, insofar as appealed from, denied those branches of that defendant's cross motion which were to dismiss the complaint insofar as asserted against her for lack of personal jurisdiction, and to compel the plaintiff to accept an untimely answer.
ORDERED that the order is affirmed insofar as appealed from, with costs.
In January 2009, the plaintiff commenced this action against, among others, the defendant Simone Bernard (hereinafter the defendant) to foreclose a mortgage encumbering certain real property in Brooklyn. While, according to an affidavit of service, the defendant was served shortly after the commencement of the action, the defendant did not interpose an answer. The parties do not dispute that the action was marked disposed in November 2013. The defendant's counsel filed a notice of appearance dated January 15, 2015. In an order dated November 5, 2015, the Supreme Court granted the plaintiff's motion to restore the action to the court's active calendar. On March 21, 2016, the plaintiff moved, inter alia, for leave to enter a default judgment and for an order of reference. In January 2017, the defendant cross-moved, inter alia, pursuant to CPLR 3211(a)(8) to dismiss the complaint insofar as asserted against her for lack of personal jurisdiction and pursuant to CPLR 3012(d) to compel the plaintiff to accept her untimely answer. The court, inter alia, denied the defendant's cross motion. The defendant appeals.
While the Supreme Court concluded that the defendant's filing of a notice of appearance waived the defendant's jurisdictional objection (see JP Morgan Chase Bank, N.A. v. Jacobowitz, 176 A.D.3d 1191, 1192, 111 N.Y.S.3d 391 ; American Home Mtge. Servicing, Inc. v. Arklis, 150 A.D.3d 1180, 56 N.Y.S.3d 332 ), we need not decide this appeal on that basis. The record reflects that the defendant did not oppose the plaintiff's motion to restore the action, and, after that motion was granted in November 2015, did not move to dismiss the complaint insofar as asserted against her for lack of personal jurisdiction until some 14 months later, in January 2017. Under these circumstances, even if the defendant's jurisdictional argument had not previously been waived by the filing of the notice of appearance, the defendant's subsequent inaction waived any claim that the court lacked personal jurisdiction over her in this action (see Mid–Island Mtge. Corp. v. Johnson, 175 A.D.3d 490, 491, 107 N.Y.S.3d 63 ; Deutsche Bank Natl. Trust Co. v. Vu, 167 A.D.3d 844, 846, 91 N.Y.S.3d 139 ). A defendant seeking to vacate a default in answering a complaint and to compel the plaintiff to accept an untimely answer must show both a reasonable excuse for the default and the existence of a potentially meritorious defense (see CPLR 2004, 3012[d] ; Deutsche Bank Natl. Trust Co. v. Benitez, 179 A.D.3d 891, 893, 118 N.Y.S.3d 173 ; Bank of Am., N.A. v. Welga, 157 A.D.3d 753, 754, 66 N.Y.S.3d 889 ). "The determination of what constitutes a reasonable excuse lies within the sound discretion of the Supreme Court" ( Bank of Am., N.A. v. Welga, 157 A.D.3d at 754, 66 N.Y.S.3d 889 [internal quotation marks omitted] ). Here, the defendant failed to establish a reasonable excuse for her default since she admittedly had knowledge of the instant action as early as January 2015, and offered no excuse for her 14–month delay in moving to compel the plaintiff to accept an untimely answer after the action was restored to the Supreme Court's active calendar in November 2015 (see e.g. JP Morgan Chase Bank, N.A. v. Russo, 121 A.D.3d 1048, 1049, 996 N.Y.S.2d 68 ). Since the defendant failed to demonstrate a reasonable excuse for her default, it is not necessary to determine whether she demonstrated a potentially meritorious defense (see Deutsche Bank Natl. Trust Co. v. Benitez, 179 A.D.3d at 891, 118 N.Y.S.3d 173 ; US Bank N.A. v. Dedomenico, 162 A.D.3d 962, 964, 80 N.Y.S.3d 278 ).
Accordingly, we agree with the Supreme Court's determination to deny those branches of the defendant's cross motion which were to dismiss the complaint insofar as asserted against her for lack of personal jurisdiction and to compel the plaintiff to accept an untimely answer.
SCHEINKMAN, P.J., COHEN, LASALLE and WOOTEN, JJ., concur.